Affin Bank

Affin Gold

The Affin Gold account is designed for seniors who are 50 years and above, and offers above average interest rates with a minimum deposit of RM1000.

    • Phone Banking Service
    • Account Statement
  • Min. AmountMax. AmountInterest Rate
    RM1RM49990.85% p.a.
    RM5000RM999992.15% p.a.
    RM100000RM4999992.6% p.a.
    RM500000RM9999992.8% p.a.
    RM1000000RM49999992.85% p.a.
    RM5000000no maximum3.15% p.a.


What would make it different?

Online Banking
PIDM Protected

Fees & Charges

There are always fees but how much are they?

ATM Card Issuance Fee
MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Inactive Account Fee
Early Closure Fee

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this account?

Minimum Age
50 years old
Minimum Initial Deposit

Frequently Asked Questions about Affin Gold

Things you might want to know

What is Affin Gold?

Affin Gold, is a savings account made for the use of any customer over the age of 50, it is said to be the ‘Golden Age’ in some cases. Albeit it might be true that you really only discover your worth at the age of 50, simply because you have lived enough to not care what the world thinks of you. Social psychology aside, this Affin Gold account, is meant to be a great investment, with higher returns and stability in its promise to all Affin customers.

How does the interest rate work?

The minimum initial deposit for this account is set at RM1,000 ringgit. However, the rule of thumb is that, the more your balance, the higher your returns. So from a minimum of RM1,000 to any amount over RM 500,000 you will be earning an interest between 0.9% and 3.15% p.a.

Any interest for this account is calculated daily and credited monthly into your account, for easy accessibility, and you can withdraw these funds anytime you wish.

What do I get with this account?

There are a few things that you get with this account, besides the debit/ ATM card. When you are a Affin Gold account holder, you will also have FREE Personal Accident insurance, with compliments from Affin Bank Bhd.

Aside from that, you also have a choice of either a passbook, monthly statement or to open a current account with no charge. Sign-up for Affin online banking and get your statement online rather than in paper from, and when you have an online account you can track you funds online too so you may not have need for a passbook or a statement. Which leaves the current account option open to you, still.

Should you decide that you later want to pick up a general insurance with any Affin Bank affiliates, you will also have a perk with 10% off the insurance scheme purchase.

Who is eligible for the account?

As mentioned the Affin Gold account is only open to customers over the age of 50. Other than that, any customer who wants this account, needs to be a Malaysian citizen. Sign up today and start earning returns on all your savings.

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