Affin Islamic Junior Saver-i

Inculcate a savings culture from day 14 with a minor deposit account that is packed with financial and banking benefits including high profit rates and choice of passbook or statement, for an initial deposit of only RM1!

Affin Islamic Junior Saver-i
Profit Rate
0.25% to 1.85% p.a.
Account Type
Min. Deposit
Account Statement

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1RM9990.25% p.a.
RM1,000RM4,9990.35% p.a.
RM5,001RM19,9990.9% p.a.
RM20,000RM99,9991% p.a.
RM100,000RM499,9991.45% p.a.
RM500,000RM999,9991.6% p.a.
RM1,000,000No maximum1.85% p.a.


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

Early Closure Fee
Inactive Account Fee


Maximum Age
18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

Who is eligible to open an Affin Junior Saver-i?

Affin Junior Saver-i savings account is offered to children as young as 14 days up to a maximum of 18 years old.

It is easy to open a Junior Saver-i savings account, you just need to standby RM1 as an initial deposit.

Beforehand, you should know that there are two types of accounts under Affin Junior Saver-i:

  • Trust Account: for children below 12 years old, with parents or guardian not exceeding 65 years old;
  • Personal Account: for children aged between 12 years to 18 years old (without parent / guardian supervision).

Do I get profit from Affin Junior Saver-i account?

It is worth mentioning that this is a profit-bearing savings account, i.e. you will earn profit on top of your deposit. 

The profit rate works as a multiplier to your savings, so the more money you place with Affin Junior Saver-i, the higher the returns!

For example, if you have account balance between RM1 to RM50,000, you will earn 3% profit rate, which will be added to your account every month.

What other benefits do I get from this Islamic savings account?

It is praiseworthy to cultivate the culture of savings at a very young age as you will not only be financially stable in the future, but also prudent in terms of money management. 

With that said, you will be given options of Passbook or statement to manage your money.

Affin Islamic Bank makes savings a little more encouraging with a complimentary personal accident coverage of up to 5x or a maximum RM50,000 to you!

Is my money protected under PIDM?

Absolutely. Your deposit with Affin Junior Saver-i will be guaranteed under PIDM for up to RM250,000.

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