Affin Bank

Affin Islamic Wealth Saver-i

Convenient online banking with a Shariah compliant savings account with an initial deposit of RM100.00 and your very own AFFIN Islamic Debit MasterCard.

    • Islamic account
    • Account Statement
  • Min. AmountMax. AmountProfit Rate
    RM1RM10000.3% p.a.
    RM1001RM50000.7% p.a.
    RM5001RM200001.6% p.a.
    RM20001RM500002.4% p.a.
    RM50001RM1000002.65% p.a.
    RM100000RM10000002.8% p.a.
    RM1000001no maximum3.08% p.a.

Features

What would make it different?

Online Banking
Affinonline.com
ATM Card

Fees & Charges

There are always fees but how much are they?

MEPS Withdrawal Fee
RM1.06
Overseas Withdrawal Fee
RM12.72
Early Closure Fee
RM21.20

*inclusive of 6% GST

Requirements

Are you eligible for this account?

Minimum Initial Deposit
RM100

Frequently Asked Questions about Affin Islamic Wealth Saver-i

Things you might want to know

What is a Wealth Saver-i account?

This is a savings account with higher return of interest rate up to 3.39% p.a.. The funds will be managed based on Syariah concept of Mudharabah principle and so this is a profit sharing investment, which the profit from investment will be distributed according to the pre-agreed profit sharing ratio.

This savings account provides protection coverage where you can get complimentary 24 hours Takaful Personal Accident (PA) Coverage up to RM100,000 in the condition that you maintain a minimum account balance of RM3,000 on the accident date. The other complimentary protections are like Medical and Funeral Expenses up to RM1,000 respectively.

What are the features of this account?

For your convenience, Internet banking of affinOnline is available for you to make your banking transactions. To track your transactions, you can always refer to the monthly statement or passbook. You can access to this facility through the Internet banking too. 

For cash withdrawals, ATM facilities are available at Affin Bank and Affin Islamic bank branches, as well as at the ATMs of other banks providing MEPS withdrawal, costing you RM1 per withdrawal. Upon account opening, Affin Islamic Debit Master Card will be issued to the account holder.

How do I qualified to open this account?

To open a Wealth Saver-i account, you will need an initial deposit of RM100.

What are the charges I need to pay?

If you wish to do withdrawal at overseas with your Affin Islamic Debit Master Card, the charges is at RM12 per withdrawal. The ATM card holder needs to pay for the card's annual fee at RM8, where the replacement of the card caused by the lost and etc costs you RM10 per card.

Read More