Alliance Bank My eSavings Account

This is an online personal savings account that keeps on giving - earn up to 10% rewards interest on your first RM1,000 on top of attractive interest rates.

Alliance Bank My eSavings Account
Interest Rate
0.1% to 0.85% p.a.
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM20RM50,0000.1% p.a.
RM50,001RM100,0000.35% p.a.
RM100,001No maximum0.85% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

What is special about Alliance My eSaving Account?

First off, this is a personal savings account that you need to apply online. 

The best part about this savings account is that you could earn an additional interest of up to 10% p.a. when you have an average incremental balance into the account every month. 

This Rewards Interest will be paid to every quarter. 

What are the other features of this savings account?

For your convenience, you can carry out transactions such as money transfers using Internet banking via allianceonline internet banking. 

You will also be issued a debit card, the Alliance My eSaving Debit Mastercard, upon this savings account opening.

How do I qualify for the Alliance My eSaving Account?

Put simply, almost anyone can apply for the Alliance My eSaving Account. 

For those who are aged 18 and below, you will be joint account holder either in trust or as a beneficiary. 

Unfortunately, those below 18 cannot be issued a debit card in their name -- at least not yet. 

You will need a minimum of RM250 as an initial deposit, where you need to maintain RM20 in your account to avoid your account from closure. 

If it is found that you have a balance of RM0 for 60 days, your account will be shut down!

What are the fees and charges?

You will need to pay RM8 for the issuance of ATM / debit card, on top of an RM8 annual fee. 

Withdrawals made at other banks will be charged RM1 per withdrawal, while the OTC is RM5 per transaction.

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