What is special about Alliance My eSaving Account-i?
This Alliance Islamic account is a personal savings account that you can only apply for online.
The account is open to anyone over the age of 18 and the best part is that it can be monitored and updated entirely online.
What are the other features of this savings account?
For your convenience, you can carry out transactions such as money transfers using Internet banking via allianceonline internet banking.
You will also be issued a debit card, the Alliance My eSaving Debit Mastercard, upon this savings account opening.
How do I qualify for the Alliance My eSaving Account-i?
Put simply, almost anyone can apply for the Alliance My eSaving Account-i. Parents, can also open this account up for their children, as an early savings.
For those who are aged 18 and below, you will be joint account holder either in trust or as a beneficiary.
Unfortunately, those below 18 cannot be issued a debit card in their name...at least not yet.
You will need a minimum of RM250 as an initial deposit, where you need to maintain RM20 in your account to avoid your account from closure.
If it is found that you have a balance of RM0 for 60 days, your account will be shut down!
What are the fees and charges?
You will need to pay RM8 for the issuance of ATM / debit card, on top of a RM8 annual fee.
Withdrawals made at other banks will be charged RM1 per withdrawal, while the OTC is RM5 per transaction.