BSN Adult GIRO Account

Keep track of your cash easily - depending on your age, this is a multi-purpose savings account that can be used for your scholarship or as a salary account

    • Account Statement
  • Min. AmountMax. AmountInterest Rate
    RM50no maximum0.25% p.a.


What would make it different?

Online Banking
SMS Transaction Alert
SMS charges RM0.25 per sms
ATM Card

Fees & Charges

There are always fees but how much are they?

Annual Fee
ATM Card Issuance Fee
MEPS Withdrawal Fee
Inactive Account Fee


Are you eligible for this account?

Minimum Age
16 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about BSN Adult GIRO Account

Things you might want to know

What is the BSN Adult GIRO Account?

The BSN Adult GIRO Account is made for individuals of 16 years old and above - guess it doesn't take much to be called an adult these days! 

You have the options to open a personal account, trust account or joint account with up to 2 account holders. Upon account opening, you will be issued with BSN VISA Debit Card, which can only be used extensively for cash withdrawals and transactions, and a passbook.

That's not all, your savings money will earn a flat interest rate of 0.25%, which will be calculated based on monthly minimum balance and credited every year.

What are the benefits of having this savings account?

First off, you have the access to banking facilities provided by BSN such as:

  • Any deposits, withdrawal and transactions can be made at any BSN counter or ATM.
  • Interbank GIRO ( IBG) services,SMS banking, along with convenient bill payments via Standing Instruction.
  • Shop at any retail outlet that has the VISA Electron logo, using BSN Matrix Card worldwide!
  • Live debt free with the BSN VISA payWave Debit Card - have all the benefits of a credit card without piling on the debt

How to apply for BSN Adult GIRO Account?

Before making your way to the nearest BSN branches, you will need to prepare the following items:

  • Identity Card
  • BSN GIRO Account Application Form duly completed
  • Initial deposit of RM50

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