BSN Adult GIRO Account

Keep track of your cash easily - depending on your age, this is a multi-purpose savings account that can be used for your scholarship or as a salary account

Interest Rate: 0.25% p.a.
Min. Deposit: RM50
Account Statement: Available

Interest Rate

What you earn based on the amount that you have in your account

Min. Amount	Max. Amount	Interest Rate
RM50	No maximum	0.25% p.a.

Features

What would make it different?

Online Banking: myBSN
SMS Transaction Alert: SMS charges RM0.25 per sms
ATM Card: Available

Fees & Charges

Annual Fee: RM8
ATM Card Issuance Fee: RM12
MEPS Withdrawal Fee: RM1
Inactive Account Fee: RM10

Requirements

Minimum Age

16 years old

Minimum Initial Deposit

RM50

Minimum Balance

RM10

Who can apply

Malaysians
Foreigners

More Information

What is the BSN Adult GIRO Account?

The BSN Adult GIRO Account is made for individuals of 16 years old and above - guess it doesn't take much to be called an adult these days!

You have the options to open a personal account, trust account or joint account with up to 2 account holders. Upon account opening, you will be issued with BSN VISA Debit Card, which can only be used extensively for cash withdrawals and transactions, and a passbook.

That's not all, your savings money will earn a flat interest rate of 0.25%, which will be calculated based on monthly minimum balance and credited every year.

What are the benefits of having this savings account?

First off, you have the access to banking facilities provided by BSN such as:

Any deposits, withdrawal and transactions can be made at any BSN counter or ATM.
Interbank GIRO (IBG) services,SMS banking, along with convenient bill payments via Standing Instruction.
Shop at any retail outlet that has the VISA Electron logo, using BSN Matrix Card worldwide!
Live debt free with the BSN VISA payWave Debit Card - have all the benefits of a credit card without piling on the debt

How to apply for BSN Adult GIRO Account?

Before making your way to the nearest BSN branches, you will need to prepare the following items:

Identity Card
BSN GIRO Account Application Form duly completed
Initial deposit of RM50

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Interest Rate
0.05% p.a.
Min. Deposit
RM0
Standard Chartered JumpStart Savings Account-i
Profit Rate
0.05% p.a.
Min. Deposit
RM0
UOB One Account
Interest Rate
2% to 6% p.a.
Min. Deposit
RM500
UOB Stash Account
Interest Rate
0.05% to 3.2% p.a.
Min. Deposit
RM100
UOB Lady's Savings Account
Interest Rate
0.25% to 0.75% p.a.
Min. Deposit
RM500
UOB ProSave Account-i
Profit Rate
0% to 1.6% p.a.
Min. Deposit
RM100

CIMB Islamic EcoSave Savings Account-i
Profit Rate
0.15% to 1% p.a.
Min. Deposit
RM250
CIMB Regular Savings Account
Interest Rate
0.1% to 0.35% p.a.
Min. Deposit
RM250
CIMB Basic Savings Account
Interest Rate
0.25% to 0.8% p.a.
Min. Deposit
RM20
CIMB Islamic Basic Savings Account-i
Profit Rate
0.3% to 0.8% p.a.
Min. Deposit
RM20
CIMB AirAsia Savers Account
Interest Rate
0.15% to 1% p.a.
Min. Deposit
RM250
MBSB Tiered Savings Account-i
Profit Rate
0.2% to 1% p.a.
Min. Deposit
RM100

HSBC Basic Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
OCBC Flex Account
Interest Rate
0.3% to 1.9% p.a.
Min. Deposit
RM20
HSBC Premier Everyday Global Account
Interest Rate
0.25% to 0.35% p.a.
Min. Deposit
RM0
HSBC Amanah Basic Savings Account-i
Profit Rate
0.25% p.a.
Min. Deposit
RM20
HSBC Amanah Premier Everyday Global Account-i
Profit Rate
0.25% to 0.35% p.a.
Min. Deposit
RM0
CIMB Islamic OctoSavers Savings Account-i
Profit Rate
0% to 0.3% p.a.
Min. Deposit
RM20

MBSB Cash Rich Savings Account-i
Profit Rate
1.65% p.a.
Min. Deposit
RM100
AmBank Everyday Savings Account
Interest Rate
0.15% to 0.5% p.a.
Min. Deposit
RM200
Alliance Islamic My Esaving Account-i
Profit Rate
0.1% to 0.85% p.a.
Min. Deposit
RM250
CIMB Islamic Senior Basic Savings Account-i
Profit Rate
0.7% p.a.
Min. Deposit
RM20
Alliance Islamic Basic Savings Account-i
Profit Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
Affin Gold
Interest Rate
0.65% to 2% p.a.
Min. Deposit
RM1,000
Alliance Bank Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
KFH Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM250
Affin Barakah Charity Ac-i
Profit Rate
2.2% p.a.
Min. Deposit
RM100
Alliance Bank Buddy
Interest Rate
0% to 1.55% p.a.
Min. Deposit
RM50
RHB Qard Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM100
Hong Leong Islamic Multi-Tier Savings Account-i
Profit Rate
0.05% p.a.
Min. Deposit
RM100
Maybank Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM250
Public Bank Basic Savings Account
Interest Rate
0.25% to 0.45% p.a.
Min. Deposit
RM20
India International Bank Savings Account
Interest Rate
None
Min. Deposit
RM250
CIMB Senior Savings Account
Interest Rate
0.1% to 1.5% p.a.
Min. Deposit
RM500
BSN Sijil Simpanan Premium
Profit Rate
0.11% to 0.35% p.a.
Min. Deposit
RM10
ICBC Savings Account
Interest Rate
0.3% to 1.65% p.a.
Min. Deposit
RM500
Maybank Yippie-i Savings Account
Profit Rate
0.2% to 1.9% p.a.
Min. Deposit
RM1
Maybank Yippie Savings Account
Interest Rate
0.2% to 1.9% p.a.
Min. Deposit
RM1
HSBC Advance
Interest Rate
0% to 0.25% p.a.
Min. Deposit
RM500
AmBank Islamic Savers' G.A.N.G Account-i
Profit Rate
0.5% to 2.2% p.a.
Min. Deposit
RM1
Alliance Bank My eSavings Account
Interest Rate
0.1% to 0.85% p.a.
Min. Deposit
RM250
KFH Libshara Account-i
Profit Rate
0.2% p.a.
Min. Deposit
RM100
AmBank TRUE Savers Account
Interest Rate
0.5% to 1.25% p.a.
Min. Deposit
RM20
Standard Chartered Basic Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
Public Bank Wise Savings Account
Interest Rate
0.35% to 1.95% p.a.
Min. Deposit
RM1
UOB Fun Savers Account
Interest Rate
0.35% to 1.45% p.a.
Min. Deposit
RM1
Public Bank UnionPay Savings Account
Interest Rate
0.5% p.a.
Min. Deposit
RM50
Affin Bank Junior Saver
Interest Rate
2% to 2.1% p.a.
Min. Deposit
RM1
CIMB PETRONAS Savers Account
Interest Rate
0.15% to 1% p.a.
Min. Deposit
RM250
KFH Basic Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM20
CIMB Senior Basic Savings Account
Interest Rate
0.25% to 0.45% p.a.
Min. Deposit
RM20
MBSB Wise Saver Savings Account-i
Profit Rate
1.25% p.a.
Min. Deposit
RM20
CIMB Islamic Junior Savers Account-i
Profit Rate
0.6% to 1.45% p.a.
Min. Deposit
RM100
BSN GIRO-i Savings Account-i (Adult)
Profit Rate
0.25% p.a.
Min. Deposit
RM50
Bank Muamalat Basic Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM20
MBSB M-Junior Savings Account-i
Profit Rate
1.5% to 2.1% p.a.
Min. Deposit
RM20
OCBC Booster Account
Interest Rate
0.05% to 3.1% p.a.
Min. Deposit
RM500
BSN Basic Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
BSN GIRO Account: Smart Junior
Interest Rate
0.35% to 1.7% p.a.
Min. Deposit
RM150
HSBC Premier
Interest Rate
0% to 0.3% p.a.
Min. Deposit
RM1,000
Hong Leong Bank Premium Savings Account
Interest Rate
0.9% p.a.
Min. Deposit
RM10,000
Bank Islam Basic Savings Account
Profit Rate
Islamic
Min. Deposit
RM20
Maybank2u Savers
Interest Rate
0.85% to 1% p.a.
Min. Deposit
RM250
Maybank Golden Savers Savings Account
Interest Rate
0.2% to 0.7% p.a.
Min. Deposit
RM1,000
Maybank Kawanku Savings Account
Interest Rate
0.2% to 0.4% p.a.
Min. Deposit
RM250
Bank Rakyat Adult Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM10
Bank Rakyat Nuri Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM10
BSN GIRO-i eSaver
Profit Rate
0.3% to 2% p.a.
Min. Deposit
RM500
BSN Adult GIRO Account
Interest Rate
0.25% p.a.
Min. Deposit
RM50
BSN Teenager GIRO Account
Interest Rate
0.25% p.a.
Min. Deposit
RM50
BSN Children GIRO Account
Interest Rate
0.25% p.a.
Min. Deposit
RM10
Affin Islamic Wealth Saver-i
Profit Rate
0.25% to 1.85% p.a.
Min. Deposit
RM100
BSN CHESS Account
Interest Rate
2.5% p.a.
Min. Deposit
RM50
RHB Basic Savings Account-i
Profit Rate
0.25% to 0.28% p.a.
Min. Deposit
RM20
Hong Leong Bank Basic Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
Hong Leong Bank Savings Account
Interest Rate
0% to 0.05% p.a.
Min. Deposit
RM200
AmBank AmGenius
Interest Rate
0.5% to 2.2% p.a.
Min. Deposit
RM1
Hong Leong Bank Junior Savings Account
Interest Rate
0% to 1.5% p.a.
Min. Deposit
RM1
Hong Leong Islamic Junior Savings Account-i
Profit Rate
0% to 1.5% p.a.
Min. Deposit
RM1
Maybank Basic Savings Account
Interest Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
Maybank Golden Savers-i Savings Account
Profit Rate
1.2% to 1.95% p.a.
Min. Deposit
RM1,000
Maybank Basic Savings Account-i
Profit Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
Bank of China Savings Account
Interest Rate
0.25% to 1% p.a.
Min. Deposit
RM20
Bank of Nova Scotia Berhad Basic Saving Account
Interest Rate
1.15% p.a.
Min. Deposit
RM20
OCBC Young Savers Account
Interest Rate
0.1% to 1.6% p.a.
Min. Deposit
RM500
Public Bank Bright Star Savings Account
Interest Rate
0.45% to 2.95% p.a.
Min. Deposit
RM50
Public Bank Young Achiever Savings Account
Interest Rate
0.45% to 2.95% p.a.
Min. Deposit
RM500
RHB Passbook Savings Account
Interest Rate
0.1% to 0.75% p.a.
Min. Deposit
RM250
BSN GIRO-i Savings Account-i (Teenager)
Profit Rate
0.25% p.a.
Min. Deposit
RM50
Public Bank SaveLink Account
Interest Rate
0.1% to 0.6% p.a.
Min. Deposit
RM500
CIMB Junior Savers Account
Interest Rate
0.95% to 1.5% p.a.
Min. Deposit
RM100
RHB MaxSave Account
Interest Rate
0.35% to 1.25% p.a.
Min. Deposit
RM200
BSN GIRO-i Savings Account-i (Children)
Profit Rate
0.25% p.a.
Min. Deposit
RM10
RHB Bonus Saver Account
Interest Rate
2.65% p.a.
Min. Deposit
RM500
RHB Statement Savings Account
Interest Rate
0.1% to 0.85% p.a.
Min. Deposit
RM100
Alliance Junior Smart Saver-i
Profit Rate
0% to 1.7% p.a.
Min. Deposit
RM100
BSN GIRO Account: Skim Galakan Simpanan Pelajar
Interest Rate
1.2% to 1.6% p.a.
Min. Deposit
RM10
AmBank Savers' G.A.N.G
Interest Rate
0.5% to 2.2% p.a.
Min. Deposit
RM1
Al-Rajhi Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM20
BSN Basic Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM20
Hong Leong Islamic Basic Savings Account-i
Profit Rate
0.25% p.a.
Min. Deposit
RM20
RHB MySave Account
Interest Rate
0.25% p.a.
Min. Deposit
RM100
Maybank imteen-i Account
Profit Rate
0.85% to 2.65% p.a.
Min. Deposit
RM50
OCBC 360 Account
Interest Rate
0.05% to 2.7% p.a.
Min. Deposit
RM500
Affin Islamic Junior Saver-i
Profit Rate
0.25% to 1.85% p.a.
Min. Deposit
RM1
Affin Gold-i
Profit Rate
0.65% to 2% p.a.
Min. Deposit
RM1,000
BSN GIRO eSaver
Interest Rate
0.3% to 2% p.a.
Min. Deposit
RM500
Alliance Bank Basic Savings Account
Interest Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
BSN GIRO-i Savings Account-i Skim Galakan Simpanan Pelajar
Profit Rate
1.2% to 1.6% p.a.
Min. Deposit
RM10
KFH Sure Savings Account-i
Profit Rate
0.75% p.a.
Min. Deposit
RM100
OCBC Booster Account-i
Profit Rate
0.05% to 3.1% p.a.
Min. Deposit
RM500
CIMB YOUth Savers Account
Interest Rate
0.6% to 1.45% p.a.
Min. Deposit
RM100
Hong Leong Islamic Saving Account-i
Profit Rate
0.15% to 0.8% p.a.
Min. Deposit
RM200
Hong Leong Harvest Savings Account
Interest Rate
0.05% to 0.75% p.a.
Min. Deposit
RM1,000
OCBC Premier Booster Account
Interest Rate
0.05% to 3.75% p.a.
Min. Deposit
RM200,000
Maybank2u Savers-i
Profit Rate
0.85% to 1% p.a.
Min. Deposit
RM250
Maybank imteen Account
Interest Rate
0.2% to 1.9% p.a.
Min. Deposit
RM50
Public Bank 50 Plus Savings Account
Interest Rate
0.1% to 1.2% p.a.
Min. Deposit
RM2,000
Public Bank Plus Savings Account
Interest Rate
0.2% to 0.8% p.a.
Min. Deposit
RM250
MBSB PrimeWin Savings Account-i
Profit Rate
0.5% p.a.
Min. Deposit
RM100
RHB Future Saver Account
Interest Rate
0.5% to 1% p.a.
Min. Deposit
RM100
RHB Basic Savings Account
Interest Rate
0.25% to 0.28% p.a.
Min. Deposit
RM20
CIMB Islamic Senior Savings Account-i
Profit Rate
0.2% to 1.25% p.a.
Min. Deposit
RM500
UOB InvestPro Account
Interest Rate
0% to 1.7% p.a.
Min. Deposit
RM100
OCBC EasiSave Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
Hong Leong Pay and Save Account
Interest Rate
1.5% p.a.
Min. Deposit
RM200
Agrobank Perdana-i
Profit Rate
0.15% to 0.45% p.a.
Min. Deposit
RM20
Affin Bank Basic Savings
Interest Rate
0.15% to 1.1% p.a.
Min. Deposit
RM20
Agrobank AgroTani-i
Profit Rate
0.17% to 0.5% p.a.
Min. Deposit
RM20
Public Bank Bestari Savings Account-i
Profit Rate
0.1% to 1% p.a.
Min. Deposit
RM10
Affin Islamic Savings Account-i
Profit Rate
0.25% to 1.85% p.a.
Min. Deposit
RM100
Alliance Islamic Savings Account-i
Profit Rate
0.25% p.a.
Min. Deposit
RM20
CIMB Islamic YOUth Savers Account-i
Profit Rate
0.6% to 1.45% p.a.
Min. Deposit
RM100
RHB Savings Account-i
Profit Rate
0.35% to 1.25% p.a.
Min. Deposit
RM20
RHB Children Account-i
Profit Rate
1.25% to 2.95% p.a.
Min. Deposit
RM20
RHB Junior Savings Account
Interest Rate
0.6% to 1.95% p.a.
Min. Deposit
RM1
Agrobank AgroMuda-i
Profit Rate
0.4% to 1.1% p.a.
Min. Deposit
RM5
Agrobank BSA-i
Profit Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
Hong Leong Bank 3-in-1 Junior Account
Interest Rate
0% to 1.75% p.a.
Min. Deposit
RM1
CIMB Islamic Savings Account-i Plus
Profit Rate
0.1% to 0.35% p.a.
Min. Deposit
RM250
OCBC 360 Account-i
Profit Rate
0.05% to 2.7% p.a.
Min. Deposit
RM500
OCBC Premier Booster Account-i
Profit Rate
0.05% to 3.75% p.a.
Min. Deposit
RM200,000
AmBank Basic Savings Account
Interest Rate
0.25% to 0.4% p.a.
Min. Deposit
RM20
AmBank Islamic Basic Savings Account-i
Profit Rate
0.25% to 0.4% p.a.
Min. Deposit
RM20
HSBC Amanah Advance Everyday Global Account-i
Profit Rate
0% to 0.35% p.a.
Min. Deposit
RM0
HSBC Advance Everyday Global Account
Interest Rate
0% to 0.35% p.a.
Min. Deposit
RM0
Bank Rakyat Teenager Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM10