An online personal savings account that grants you 5% bonus interest for a balance of above RM5000 - easy to maintain, fast to earn!

Interest Rate
0.3% to 2% p.a.
Min. Deposit
Account Statement

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM100RM5000.3% p.a.
RM501RM5,0000.4% p.a.
RM5,001RM25,0000.5% p.a.
RM25,001RM50,0000.75% p.a.
RM50,001RM100,0001% p.a.
RM100,001RM500,0001.75% p.a.
RM500,001No maximum2% p.a.


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

ATM Card Issuance Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

What is the BSN GIRO eSaver?

BSN GIRO eSaver is an online account for those who are always 'on the go' and enjoy hassle-free, convenient baking services.

Can I apply for a BSN GIRO eSaver account?

Yes you can, provided you are 18 years old and above with an initial deposit of RM500. Even if you are only a permanent resident or non-resident in Malaysia, you still are welcomed to apply as long as you possess a valid working permit.

What are the features and benefits of BSN GIRO eSaver?

  • Multi-tiered interest rates - BSN GIRO eSaver can potentially yield high profits the more you deposit!
  • Bonus interest - What's even better is the 5% bonus interest! All you need to do is to maintain at least RM5,000 monthly balance.
  • GIRO eSaver VISA Debit Card - All BSN GIRO eSaver account comes with a GIRO eSaver VISA Debit card. With this, you can enjoy cashless shopping at any VISA merchants, both local and overseas!
  • Convenient banking - Transactions can be made via BSN ATM, MEPS ATM or even ATM aboard, with a PLUS logo. Of cause, you can always view your transactions online.

What about the fees and charges?

If you close your BSN GIRO eSaver account within 6 months from opening date, you will incur a RM20 penalty. Beyond 6 months, all closing of account will be charged RM10. 

On the other hand, statement request is free of charge if you request for transactions of less than 2 months. However, for statement request more than 2 months and 2 years, the bank will charge RM1 and RM10 per request respectively. Also, when you first open your account, you will incur RM12 for Debit card and GIRO eSaver passbook.

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