An online personal savings account that grants you 5% bonus interest for a balance of above RM5000 - easy to maintain, fast to earn!

    • Account Statement
  • Min. AmountMax. AmountInterest Rate
    RM100RM5000.3% p.a.
    RM501RM50000.4% p.a.
    RM5001RM250000.5% p.a.
    RM25001RM500000.75% p.a.
    RM50001RM1000001% p.a.
    RM100001RM5000001.75% p.a.
    RM500001no maximum2% p.a.


What would make it different?

Online Banking
PIDM Protected
ATM Card

Fees & Charges

There are always fees but how much are they?

ATM Card Issuance Fee

*inclusive of 6% GST


Are you eligible for this account?

Minimum Age
18 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about BSN GIRO eSaver

Things you might want to know

What is the BSN GIRO eSaver?

BSN GIRO eSaver is an online account for those who are always 'on the go' and enjoy hassle-free, convenient baking services.

Can I apply for a BSN GIRO eSaver account?

Yes you can, provided you are 18 years old and above with an initial deposit of RM500. Even if you are only a permanent resident or non-resident in Malaysia, you still are welcomed to apply as long as you possess a valid working permit.

What are the features and benefits of BSN GIRO eSaver?

  • Multi-tiered interest rates - BSN GIRO eSaver can potentially yield high profits the more you deposit!
  • Bonus interest - What's even better is the 5% bonus interest! All you need to do is to maintain at least RM5,000 monthly balance.
  • GIRO eSaver VISA Debit Card - All BSN GIRO eSaver account comes with a GIRO eSaver VISA Debit card. With this, you can enjoy cashless shopping at any VISA merchants, both local and overseas!
  • Convenient banking - Transactions can be made via BSN ATM, MEPS ATM or even ATM aboard, with a PLUS logo. Of cause, you can always view your transactions online.

What about the fees and charges?

If you close your BSN GIRO eSaver account within 6 months from opening date, you will incur a RM20 penalty. Beyond 6 months, all closing of account will be charged RM10. 

On the other hand, statement request is free of charge if you request for transactions of less than 2 months. However, for statement request more than 2 months and 2 years, the bank will charge RM1 and RM10 per request respectively. Also, when you first open your account, you will incur RM12 for Debit card and GIRO eSaver passbook.

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