BSN Sijil Simpanan Premium

Open to all individuals, save money and win attractive prizes at the same time with BSN SSP. Plus, your savings money will be guaranteed by the Government and are exempted from income tax!

BSN Sijil Simpanan Premium
Profit Rate
0.11% to 0.35% p.a.
Account Type
Min. Deposit

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM10RM5,0000.11% p.a.
RM5,001RM50,0000.16% p.a.
RM50,001No maximum0.35% p.a.


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000
SMS Transaction Alert
SMS charges at RM0.25 per sms
ATM Card

Fees & Charges


Minimum Age
  • 12 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What is Sijil Simpanan Premium?

BSN Sijil Simpanan Premium is a savings account open to anyone and everyone for the chance to win attractive prizes with BSN SSP while saving money at the same time! 

Not to mention, Sijil Simpanan Premium savings account is quick and easy to open and comes with no frills attached.

That's not all, your savings money will be guaranteed by the Government and your earnings are exempted from being taxed by Income Tax.

What are the benefits of having Sijil Simpanan Premium savings account?

First off, you have the access to banking facilities provided by BSN such as:

  • Any deposit, withdrawal and transaction can be made at any BSN counter or ATM
  • Interbank GIRO (IBG) services, SMS banking, along with convenient bill payments via Standing Instruction
  • Shop at any retail outlet that has the VISA Electron logo, using BSN Matrix Card worldwide
  • Live debt free with the BSN VISA payWave Debit Card - have all the benefits of a credit card without piling on the debt

On top of all that, you will get to earn a profit at any amount saved from RM10 to RM50001 and over with a profit rate of 0.11% p.a. to 0.36% p.a.

How to apply for Sijil Simpanan Premium BSN?

Before making your way to the nearest BSN branches, you will need to prepare the following items:

  • Your NRIC / MyKad
  • BSN Basic Savings Account Application Form duly completed
  • Initial deposit of RM10

Sijil Simpanan Premium BSN savings account is open to anyone over the age of 12. Which means you can even open this account for your children, to give them a head start in the savings game.

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