Bank Islam

Bank Islam Mudharabah Savings Account-i

A Mudharabah savings account made for profit sharing between you and the bank. This account provides services such as salary crediting for added convenience

    • Islamic account
    • Reward Points
    • Phone Banking Service
    • Account Statement
  • Min. AmountMax. AmountProfit Rate
    RM50RM50000.43% p.a.
    RM5001RM100000.52% p.a.
    RM10001RM300000.6% p.a.
    RM30001RM500000.69% p.a.
    RM50001RM1000000.86% p.a.
    RM100001RM2000001.07% p.a.
    RM200001RM5000001.29% p.a.
    RM500000no maximum1.5% p.a.


What would make it different?

Online Banking
Bank Islam Internet Banking
Mobile App
Reward Points
SMS Transaction Alert
SMS reply and alerts notification cost RM0.30
PIDM Protected
ATM Card

Fees & Charges

There are always fees but how much are they?

MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee


Are you eligible for this account?

Minimum Age
13 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about Bank Islam Mudharabah Savings Account-i

Things you might want to know

What is the Bank Islam Mudharabah Savings Account-i?

The Bank Islam Mudharabah savings Account-i is an Islamic savings account with very attractive profit rates of up to 1.5% p.a. which is based on the Shariah principle of Mudharabah - a Islamic model for profit sharing. All your banking needs can be fulfilled with the availability of Bank Islam Internet Banking, and also TAP Mobile Banking-i if you're always on the go.

You will be able to open the Bank Islam Mudharabah Savings Account-i as an individual, a trust account for your children, or a joint account with another person. A Bank Islam Visa Debit Card-i will also be available for your convenience, along with a passbook and account statement to keep track of your transactions.

How am I eligible to open this savings account?

Anyone as young as 13 years old is allowed to apply for this savings account. As this is a deposit account, you will require an initial minimum deposit of RM200. However, you will need to maintain the deposit amount of RM50 to avoid the bank from closing your account.

Is this account being covered by PIDM?

Yes, this account is covered with PIDM protection. Your deposits will be protected in the event of a bank failure, however unlikely it is!

What are the charges I need to take care of?

In case you want to replace your Bank Islam Visa Debit Card-i, it will costs you all of RM12.

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