Bank Rakyat Credit Card-i Balance Transfer

Save more on interest rates when you consolidate your funds with this Balance Transfer that offers you rates much lower than that 18% we're all used to.

Bank Rakyat Credit Card-i Balance TransferEnjoy Lower Rates
Interest Rate
- to - p.a.

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1,000No maximumNo interest
RM1,000No maximumNo interest


What would make it different?

Fees & Charges


Who can apply
  • Malaysians
  • Foreigners

More Information

Give your wallet a break and save more on crazy interest rates with the Bank Rakyat Balance Transfer!

How does it work?

Well if you have a large outstanding balance on credit card from other banks, transfer all those balances into this balance transfer program. Simply drop a call to your bank and have them do it for you or apply online!

When you pay your credit card bills irregularly, there is this pesky interest rate of 18% per annum that you have to deal with. It really makes keeping up with credit card repayments hard. The solution, a good balance transfer. 

Give me the deets!

So the minimum amount that you need to transfer is RM1,000. There are two interest rates that you need to take note off. If you are able to pay off all your transferred amount within three months, you have a monthly profit rate of only 3% p.a. 

However if you need a longer period to pay off your debt, the rate offered is 13.5% p.a. for a 12-month tenure. Choose what works for you and be debt free in no time. 

Early settlement?

Yes you can! There is no fee if you'd like to pay off your balance early. However be aware that you need to pay your bill on time every time, to avoid high interest rates all over again.

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