CIMB Basic Savings Account

Choose to pay either RM8 annually to enjoy free unlimited ATM withdrawals nationwide, or pay nothing at all, and have 8 free withdrawals every month.

CIMB Basic Savings Account
Interest Rate
0.25% to 0.8% p.a.
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1RM100,0000.25% p.a.
RM100,001RM200,0000.3% p.a.
RM200,001RM300,0000.4% p.a.
RM300,001No maximum0.8% p.a.


What would make it different?

Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What do I need to know about CIMB Basic Savings Account?

This is a basic savings account where you can save and earn interest at minimal costs, protected by PIDM. CIMB bank allows you to access internet banking using CIMB Clicks to make banking transactions conveniently anywhere and anytime.

How can I keep track of my account balances?

The bank will issue complimentary monthly statement for account holders if there are more than 20 transactions in the month. Otherwise, a quarterly statement will be given.

Am I eligible for this savings account?

This account is open to all the Malaysians and permanent residents, aged 18 years and above.You are required to deposit a minimum amount of RM20 to open, and remember to bring along some identification - your NRIC or passport would be great!

Are there any other fees and charges?

There is no ATM issuance fee, however, you are required to pay an annual fee of RM8 to enjoy unlimited ATM withdrawals and OTC use. 

If you lose your CIMB bank card, you are required to pay RM12 for a replacement.

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