CIMB Islamic Basic Saving Account-i

This Shariah compliant savings account comes with a low initial deposit of only RM20 and minimal fees and charges. Any profits made will be credited to your account monthly.

CIMB Islamic Basic Saving Account-i
Profit Rate
0.25% to 0.5% p.a.
Account Type
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM10RM100,0000.25% p.a.
RM100,001RM200,0000.3% p.a.
RM200,001RM300,0000.4% p.a.
RM300,001No maximum0.5% p.a.


What would make it different?

Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

Annual Fee
MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

Who can apply CIMB Islamic Basic Savings Account-i?

This account is valid for all Malaysian citizens and permanent residents. This account is also available to those wishing to open a joint account with another person.

How much do I need to deposit to open this account?

You just have to make a minimum deposit of RM20 only to open this savings account.

What benefits can I get from this savings account?

CIMB has come up with two option to let you enjoy their banking services at minimal cost for the Islamic Basic Savings Account-i:

  • Option 1: No annual fee for this account, but you can only enjoy the first 6 over-the-counter visits and 8 ATM cash withdrawals transactions for free.
  • Option 2: You need to pay for the annual fee but you are entitled to enjoy free unlimited over-the-counter transactions and free unlimited ATM cash withdrawals transactions.

Am I eligible to apply for this savings account?

For Malaysian citizens, you need to bring your identification card and a copy of utility bill for verification purposes. 

But if you are foreigner, you will need a passport and supporting document such as a copy of your utility bill.

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