CIMB Islamic Basic Savings Account-i

This Shariah-compliant savings account comes with a low initial deposit of only RM20 and minimal fees and charges. Any profits made will be credited to your account monthly.

CIMB Islamic Basic Savings Account-iLow initial deposit
Profit Rate
0.3% to 0.8% p.a.
Account Type
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM20RM100,0000.3% p.a.
RM100,001RM200,0000.4% p.a.
RM200,001RM300,0000.6% p.a.
RM300,001No maximum0.8% p.a.


What would make it different?

Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

MEPS Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Permanent Residents

More Information

Who can apply for CIMB Islamic Basic Savings Account-i?

This account is valid for all Malaysian citizens and permanent residents. This account is also available to those wishing to open a joint account with another person.

How much do I need to deposit to open this account?

You just have to make a minimum deposit of RM20 to open this savings account.

What benefits can I get from this savings account?

CIMB has come up with two options to let you enjoy their banking services at minimal cost for the Islamic Basic Savings Account-i:

  • Option 1: No annual fee for this account, but you can only enjoy the first 6 over-the-counter visits and 8 ATM cash withdrawal transactions for free.
  • Option 2: You need to pay for the RM8 annual fee but you are entitled to enjoy free unlimited over-the-counter visits and free unlimited ATM cash withdrawals.

Am I eligible to apply for this savings account?

Any Malaysians or permanent residents aged 18 years old and above are eligible to apply for a CIMB Islamic Basic Savings Account-i.

You just need your identification card and a copy of your utility bill for verification purposes.

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