CIMB Islamic Junior Savers Account-i

Start your child off early in the habit of saving money with this CIMB Islamic junior account. It offers progressive interest rates the more you save.

CIMB Islamic Junior Savers Account-i
Profit Rate
0.6% to 1.45% p.a.
Account Type
Min. Deposit
Reward Points
Junior Points

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1RM1,0000.6% p.a.
RM1,001RM5,0000.7% p.a.
RM5,001RM25,0000.8% p.a.
RM25,001RM50,0000.8% p.a.
RM50,001RM100,0000.95% p.a.
RM100,001No maximum1.45% p.a.


What would make it different?

Reward Points
Junior Points
PIDM Protected
Up to RM250,000

Fees & Charges

Early Closure Fee
Inactive Account Fee


Minimum Age
  • 12 to 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What is CIMB Junior Savers Account-i?

The CIMB Islamic Junior Savers account is a savings account made for the younger than young savers that want to have good money-making habits. It is designed for applicants under the age of 12, so parent, this might be a great opportunity for parents to not only teach your children the importance of good saving habits, but also a way to start up an investment fund for your child.

How does the account work?

Since the account is meant for children, it needs to be set up by either a parent, or guardian of a child. That way the primary holder is the child but it can be monitored and overseen by an adult.

To register, parents you will need to bring along your original IC and the birth certificate of the child you are opening this account for. Please take not that this is not a joint account, it is merely a savings account with a guardianship of sorts. The minimum deposit for the opening of this account is RM100.

Is there an interest rate?

Yes, there is, although the minimum deposit for this account is RM100, to start earning interest on your savings you will need to have at least RM1,000 in the account. The interest rates start at 0.60% p.a. and go up to 1.45% depending on how much you have in the account.

Do I get a passbook with this account?

Yes, you do. It is known to be encouraging, especially to children when they get to see their progress. So, you will have a passbook to help track all the transactions and watch your fortune grow.

What are the restrictions?

There will be no ATM Card issued with this account, however, there will be a monthly opportunity for you to make over the counter withdrawals from the account with no limits.

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