CIMB Regular Savings Account

It's simple and it does exactly what it's supposed to do: Keep your cash safe, allowing you to access it anytime you want while earning interest.

CIMB Regular Savings AccountFuture Savings
Interest Rate
0.1% to 0.35% p.a.
Min. Deposit
Phone Banking
Account Statement

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM20RM100,0000.1% p.a.
RM100,001RM200,0000.15% p.a.
RM200,001RM300,0000.25% p.a.
RM300,001No maximum0.35% p.a.


What would make it different?

Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000
SMS Transaction Alert
ATM Card

Fees & Charges

MEPS Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Permanent Residents
  • Foreigners

More Information

What is a Regular Savings Account from CIMB?

This is a savings account that allows you to earn interest. In order to provide you convenience, you can access to internet banking at CIMB Clicks from the range of making banking transactions to tracking past banking transactions. 

Besides online banking, you can download phone banking applications and now you can access your account on your phone which brings you convenience at the most.

What if I do not want to do Online Banking?

Sure, you definitely can make your cash withdrawals through ATM facilities with your ATM card cum debit card, the CIMB Debit Mastercard and make banking transactions over-the-counter (OTC) without going online. 

In order to check your account balance as well as past banking transactions, the passbook facility is made available for this account. Another way to keep track of your account is the statement that the bank sends to you monthly or quarterly.

Am I eligible to open this savings account?

As long as you are an individual aged 18 and above, you are eligible to open this account singly or jointly, open to either Malaysians or non-residents. 

Any societies, clubs and associations may also apply for this savings account.

What are the requirements?

It's pretty easy for new account registration. All you need is a minimum initial deposit of RM250 for a statement savings account. 

Documents needed are an Identification Card or passport, as well as a copy of the utility bill for address verification.

Are there any fees and charges?

Once the debit card is issued to you, please note that there will be an annual fee of RM15. 

If you would like to replace your ATM/debit card, the bank will charge RM12 from your account, while the passbook replacement will be at the cost of RM20 (this only applies to existing account holders with a passbook, those applied on and after 23 October 2017, a passbook was no longer being offered). 

Even if the statement is given complimentary every month or quarter, an additional statement request will cost you RM10 per request. 

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