CIMB YOUth Savers Account

Children need to be taught how to save before they know how to spend. Instill the virtue of saving into your child with this savings account and get rewarded with cool prizes at the same time!

CIMB YOUth Savers Account
Interest Rate
0.6% to 1.45% p.a.
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1RM1,0000.6% p.a.
RM1,001RM5,0000.7% p.a.
RM5,001RM50,0000.8% p.a.
RM50,001RM100,0000.95% p.a.
RM100,001No maximum1.45% p.a.


What would make it different?

Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 12 to 24 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What is YOUth Savers Account?

As the name suggests, this CIMB savings account is meant for the use of CIMB’s youth clientele, between the ages of 12 and 24. This account is meant to encourage and educate young people on the benefits and perks of saving.

CIMB’s YOUth Savers definitely have leg up there, offering great deals and incentives to save more.

How does this account work?

Much like other junior savings accounts, anyone between the age of 12 and 18, will need to have a parent or guardian sign the registration papers with them. For applicants over 18, you can come into CIMB whenever you want to open an account.

Please do take note that registration with a parent or guardian do not make it a joint account, simply an accountable one. To open the account, you only need a minimum amount of RM100.

What are the benefits?

First of all, saving with the YOUth Savers will earn you interest regardless of your account balance. Starting at 0.60% p.a. the more you save the more you earn with an interest rate of 1.45% p.a. when you have more than RM100,000. Rates aside, you also get to earn bonus interest with your savings, by just being consistent in them.

Maintain a consistent average quarterly balance to earn double the interest every quarter.

Another thing that you get with this account is Rewards. Again, by maintaining a consistent average quarterly balance, you get to earn CIMB YOUth Points. Better yet, if you can ensure that your average balance is RM500 you get to earn points faster.

Collect these points to exchange for cool gifts from the CIMB Clicks catalogue.

What else do I get with this account?

Like any other savings account, you get to have a Debit card with this one too for easy banking. 

You can also manage your account easily on CIMB Clicks and get all your updates, transactions, and rewards online.

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