HSBC Advance

Upon opening, you get special offers, priority services and free financial health checks. No annual fee will be charged to your account if the average monthly account balance is RM20,000 at the least.

HSBC Advance
Interest Rate
0% to 0.25% p.a.
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM500RM10,000No interest
RM10,001RM50,000No interest
RM50,001RM100,0000.1% p.a.
RM100,001RM200,0000.2% p.a.
RM200,001RM500,0000.25% p.a.
RM500,001RM1,000,0000.25% p.a.
RM1,000,001No maximum0.25% p.a.


What would make it different?

Online Banking
HSBC Online Banking
Mobile App
PIDM Protected
Up to RM250,000
SMS Transaction Alert
SMS fee is waived
ATM Card

Fees & Charges

Annual Fee
ATM Card Issuance Fee
MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

Can I apply for HSBC Advance Savings Account?

Yes, you can if you are 18 years old and above and meet one of the following criteria.

  • Have a minimum monthly salary of RM3,000 with an HSBC/HSBC Amanah Credit Card, OR
  • Have a minimum monthly salary of RM5,000 without an HSBC/HSBC Amanah Credit Card, OR
  • Have an HSBC Home Loan of RM300,000 and above, OR
  • Have a minimum Total Relationship Balance of RM30,000 via deposit and/or investment in Advance savings, Term Deposits, Unit Trust Funds, Structured Investments, Dual Currency Investments, Direct Retail bonds, and/or Cash Value from Family Takaful/Life Insurance products with investment-linked and savings components.

What are the benefits of opening this account?

Easy Access

  1. You'll get a complimentary HSBC Advance Debit Card.
  2. You can sign up for either HSBC Advance Visa Platinum Credit Card or HSBC Amanah MPower Visa Platinum Credit Card-i, and enjoy an annual fee waiver via HSBC Perks@Work.
  3. Priority service for Branch Counter Services.
  4. Global banking via instant transfer between HSBC accounts globally.
  5. You'll be able to enjoy the service of a Personal Banking Manager to help plan your financial goals.

Preferential Rates and Rewards

  1. You'll be able to get high-interest rates on your account balance simply by saving more!
  2. Preferential rates of as low as 7.50% p.a.* with HSBC Advance for Amanah Personal Financing-i. (T&C apply)
  3. Enjoy banking convenience with two (2) complimentary MEPS withdrawals every month.
  4. An unlimited interbank GIRO transfer service at no extra charge.
  5. Complimentary financial health checks via HSBC Perks@Work.

What are the fees and charges to open an HSBC Advance Savings Account?

You are subject to a monthly RM10 account fee if your Total Balance Relationship falls below RM30,000. If you maintain the minimum eligibility criteria, three months of account fees will be waived. Additionally, for those taking a home loan facility, no account fees will be charged. It's literally free for life!

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