HSBC Advance

Upon opening, you get special offers, priority services and free Financial Health Check. No annual fee if the average monthly account balance is RM20000.

    • Phone Banking Service
    • Account Statement
    • eStatement (via email)
  • Min. AmountMax. AmountInterest Rate
    RM10001RM500000.05% p.a.
    RM50001RM1000000.15% p.a.
    RM100001RM2000000.25% p.a.
    RM200001RM5000000.35% p.a.
    RM500001RM10000000.45% p.a.
    RM1000001no maximum0.55% p.a.


What would make it different?

Online Banking
Mobile App
SMS Transaction Alert
SMS fee waived
PIDM Protected
ATM Card

Fees & Charges

There are always fees but how much are they?

Annual Fee
ATM Card Issuance Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee

*inclusive of 6% GST


Are you eligible for this account?

Minimum Age
18 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about HSBC Advance

Things you might want to know

Can I apply for HBC Advance Savings Account?
Yes, you can if you are 18 years old and above and meet one of the following criteria.
- Have a minimum monthly salary of RM5,000 credited into HSBC Advance account.
- Have a home loan facility of at least RM30,000.
- Deposit and/or invest in Advance savings, Time Deposits, Unit Trusts funds, Single Contribution Plan with a Total Relationship Balance (TBR) of at least RM30,000. 

What are the benefits of opening this account?
Easy Access

1. You get a HSBC Advance VISA Debit Card and a cheque book.
2. HSBC Advance allows banking on-the-go with Mobile Baning app.
3. You also get one consolidated e-statement via Personal Internet Banking.
Preferential Rates and Rewards

1. You earn high interest rates of up to 0.6% p.a. The more you save, the more you earn!
2. You get to enjoy banking convenience with 2 complimentary MEPS withdrawals per month.
3. Plus, an unlimited interbank GIRO transfer services at no extra charge.

What are the fees and charges to open a HSBC Advance Savings Account?
You are subject to a monthly RM10 account fee if your TBR falls below RM30,000. If you maintain the minimum eligibility criteria, 3 months of account fees will be waived. For those taking a home loan facility, no account fees will be charged. It's literally free for life!

Read More