What is HSBC Amanah Premier Everyday Global Account-i?
Are you an avid traveller? Or are you thinking of furthering your studies abroad? Travelling overseas can be such a hassle without proper planning, but with HSBC Amanah Premier Everyday Global Account-i; spending using foreign currencies couldn't be much easier!
This all-in-one multicurrency savings account lets you have the financial peace of mind to your everyday banking and purchasing needs - here in Malaysia and abroad.
So, how does it work? Tell me more!
It's very simple. When in Malaysia, you can make purchases locally using Malaysian Ringgit. Just swipe or transact and you're good to go.
When you want to purchase something let's say from Amazon.com, you can pay for the items in foreign currency as well.
For example, if you have chosen a USD500 item from the website, bank will deduct the amount in USD from your HSBC Amanah Premier Everyday Global Account-i - with no hidden charges.
However, if you don't have sufficient amount of foreign currencies in your account, the bank will convert it automatically and charged the items in MYR instead.
Furthermore, existing HSBC Amanah Premier customers get to enjoy ZERO overseas transaction fees when you withdraw or transact automatically in foreign currencies.
What foreign currencies do HSBC Amanah Premier Everyday Global Account-i support?
Here are the list of 10 foreign currencies supported by this savings account:
- United States Dollar (USD)
- Canadian Dollar (CAD)
- Great Britain Pound Sterling (GBP)
- Hong Kong Dollar (HKD)
- Australian Dollar (AUD)
- New Zealand Dollar (NZD)
- Singapore Dollar (SGD)
- Euro (EUR)
- Japanese Yen (JPY)
- Saudi Riyal (SAR)
How about the fees and charges?
For HSBC Amanah Premier customers, no fees will be charged upon you each time you make an international fund transfers between your HSBC accounts.
While travelling, you will also get to enjoy zero ATM withdrawal fees from participating HSBC Global ATM Network.
Am I eligible to open HSBC Amanah Premier Everyday Global Account-i?
Yes. As long as you're 18 years old and above and meet these criteria below:
- Total Relationship Balance of at least RM200,000 at all times
- A minimum Amanah Premier Mortgage of RM1 million
- Minimum monthly salary of RM16,500 credited every month into your salary account in Malaysia
Not to mention, a HSBC Amanah Premier Account-i fee of RM150 (and applicable tax, if any) will be applied to your account for the month if you don't meet the Premier account eligibility criteria.
Is this account protected?
Yes. This savings account is protected by PIDM of up to RM250,000.