HSBC Premier

Indulge in undivided, personalised services and top-notch facilities when you open a HSBC Premier Savings Account today. Withdraw cash overseas without paying a single cent at any HSBC group ATMs!

    • Phone Banking Service
    • Account Statement
    • eStatement (via email)
  • Min. AmountMax. AmountInterest Rate
    RM10001RM500000.2% p.a.
    RM50001RM1000000.45% p.a.
    RM100001RM2000000.5% p.a.
    RM200001RM5000000.65% p.a.
    RM500001no maximum0.7% p.a.


What would make it different?

Online Banking
[email protected]
Mobile App
SMS Transaction Alert
PIDM Protected
ATM Card

Fees & Charges

There are always fees but how much are they?

Annual Fee
ATM Card Issuance Fee
No Fee
MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee


Are you eligible for this account?

Minimum Age
18 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about HSBC Premier

Things you might want to know

What is the HSBC Premier?

The HSBC Premier savings account, is a savings account made for the customers on the higher end of the banking scale. More often than not, to be a Premier Banking member, you will need an invitation from HSBC. Provided you meet their requirements to join the Premier Club.

This savings account gives you better returns, and more protection along with flexibility and access to all your funds. It encourages you to save more and expand your wealth.

How does the interest work?

With the Premier account, you will need a certain amount of savings in the account before you start earning interest. while the minimum initial deposit is only RM1,000, it is only after you have a balance of more than RM10,000 that you will earn an interest of 0.2% p.a.

The interest will increase with the balance when you add more. Any interest earned will be credited monthly into your account, an is accessible whenever you need.

What do I get with this account?

When you have the HSBC Premier, you will of course receive a new debit/ ATM Card to go with it. The card come with a high withdrawal limit of RM5,000. Along with that, you get a daily contactless purchase limit of RM500 and a regular purchase limit of RM3,000 that can be increased to RM10,000.

What are the requirements?

As you know any standard savings account has the requirements of its customer being 18 years old and above as well as have enough financial stability to support an account. However, with the Premier account there are a few other requirements that you need to meet.

There are many ways to become a premier banking member, one of them is if you have a Total Relationship Balance (TRB) of RM200,000 with HSBC. That is to say if you have that equivalent amount or more in a savings, current account, Time Deposits, or in investments with HSBC you are automatically a member.

Another way to gain a membership is if you have a standing housing loan of RM1million with HSBC until full settlement. So if you meet these criteria, or if you have the money to deposit into this Premier Savings account, they you are on your way to a Premier Banking Membership with HSBC.

Please take note that if you are relying on the TRB for this Premier account, make sure that the balance of RM200,000 is maintained to avoid paying a maintenance fee of RM150 every month.

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