Hong Leong Balance Transfer

Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1,000 from up to 3 other banks!

Hong Leong Balance Transfer0% interest!
Interest Rate
- to - p.a.

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1,000No maximumNo interest
RM1,000No maximumNo interest


What would make it different?

Fees & Charges


Who can apply
  • Malaysians
  • Foreigners

More Information

Paying up to 18% p.a. monthly on your credit card debts is not fun for you, your wallet, and your credit rating - Hong Leong's balance transfer programme allows you to transfer your outstanding debt from up to 3 financial institutions and credit card companies!

How does the Hong Leong balance transfer work?

For no cost at all, you can transfer your outstanding balance from credit cards from different banks that's racking up 12 - 18% p.a. interest charges to a NEW Hong Leong credit card of your choice at super low interest rates.

For this plan, you are allowed to transfer your debts starting from RM1,000, with the maximum amount being up to the bank's discretion, and repay them in small instalments for 6 or 12-month period.

Tell me the rates.

This Balance Transfer from Hong Leong Bank offers you two (2) tiers of plans like the below:

TenureOne-Time FeeInterest Rate
6 months2.48%0% p.a.
12 months3.48%5.28% p.a.

Valid until 30 June 2022, don't miss this chance to enjoy the promotional rates above!

What if I fail to pay my instalments?

First, the interest rate on your balance will be reverted back to 18% p.a, in addition to paying a late payment fee of 1% on the total outstanding balance or minimum of RM10, whichever is higher.

To mitigate the burden of incurring unnecessary costs, it is worthwhile to mention that you have a flexible payment arrangement, which is by making a minimum payment amounting 5% or RM50, whichever is higher.

Is there an option for early settlement?

Yes, you certainly can pay off your balances earlier, but you will be paying an early settlement fee of RM70.

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