Hong Leong Harvest Savings Account

Save your hard-earned money and let it work even harder while you sit back and relax in your retirement years. You can also enjoy high interest rate of 3.8% throughout birthday month with ease of access to your funds anytime via online banking or brick-and-mortar.

Hong Leong Harvest Savings Account
Interest Rate
0.05% to 0.75% p.a.
Min. Deposit
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM25,001RM100,0000.05% p.a.
RM100,001RM200,0000.25% p.a.
RM200,001No maximum0.75% p.a.


What would make it different?

Online Banking
Hong Leong Connect
Mobile App
PIDM Protected
Up to RM250,000
SMS Transaction Alert
RM5 monthly for individual account
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 50 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What is the Hong Leong Harvest Savings Account?

Well it is in fact a savings account specifically designed for everyone over the age of 50.

It is when you reach your 50’s that you are finally stable and sure of yourself in all the aspects of your life, or so we’ve been told.

It is also the time in your life that doors open in a different way, sometimes even better than before.

So this savings account caters specifically to you, with better interest, more security and easy access for all your financial needs.

What are the perks of this savings account?

The interest rates for one are pretty good to begin with. You get to earn interest on every ringgit saved. 

Deposit anything between RM25,000 to RM200,000 to earn high interest rate. On top of that, save more to earn more on your birthday month. 

Whatever amount is in your account during your birthday month will let you earn on an interest of 3.8% p.a. 

The interest on this Harvest Savings account is calculated daily and banked in monthly to your account for easy withdrawals whenever you need.

Also, with this account you get to earn debit card cash back on selected retail spending. 

Use your debit card on healthcare, medical and pharmaceutical purchases to earn 0.5% cashback on your spending with a monthly cap of RM100.

Any other benefits?

Yes! When you sign up for this savings account, you are eligible for a Complimentary Declaration of Trust set up. 

This service will help expedite the distribution of your Hong Leong Bank deposits to your loved one. 

The service is provided by Rockwills Trustee Berhad, so you can be sure of the eligibility and the security they provide.

Another thing that makes this account both useful is that you can track all the changes and updates with Hong Leong Connect. 

Freely move your cash around, keep track of it with a monthly e-statement and have access to hundreds of ATM’s nationwide.


Remember that this account is open to both individual and joint account holders over the age of 50. The minimum deposit if RM1,000 only.

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