KDI Save

Make the most out of your money with profitable returns as high as 3% p.a.* No fees, no lock-in period, low initial deposit, and fast withdrawal without limit. What’s more, perform any transfers or switch your savings to KDI Invest at your convenience!

KDI SaveRewarding returns!
Interest Rate
2.25% to 3% p.a.
Min. Deposit

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM100RM200,0003% p.a.
RM200,001No maximum2.25% p.a.


What would make it different?

Mobile App

Fees & Charges


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

KDI Save - a savings product under Kenanga Digital Investing

Kenanga is a no-stranger in the investment game in Malaysia. Being one of the pioneers in the investment field, Kenanga has stepped up its game in the ever-evolving digital world by coming up with a digital investment management platform called Kenanga Digital Investing (KDI).

As a part of Kenanga’s new financial initiative, the KDI platform is designed to simplify your investment journey through Artificial Intelligence. Forget about taxing conventional investment practices - through KDI, you can have access to global market investments at the lowest rates, with no ridiculous management rates or fees - all on one platform.

In short, KDI wants you to have complete control over your money - this is where KDI Save comes in place.

Tell me more about KDI Save

KDI Save is a savings product under the KDI platform in which you can utilise features such as deposit funds, perform withdrawals (which can take about 1 - 2 working days to reflect in your bank account), and transfer cash.

The difference between KDI Save and other savings accounts in the market? You can switch your accumulated savings to KDI Invest at any time, where ever you may be. Another game changer is that you can also gain more profitable returns as high as 3% p.a.* That’s on-par with a fixed deposit rate without the restrictions!

By restrictions, we mean that there is no lock-in period over your funds. You have the flexibility to perform any activities mentioned above without any extra charges or hidden fees, not to mention the low initial deposit of only RM100. And if you wish to add more of your funds, the subsequent top-up is at RM10.

*The 3% p.a. is a promotional fixed return rate that is available for a limited time only.

3% p.a. promotional return rate!

For a limited time only, you can enjoy a Promotional Return Rate of 3% per annum when you sign up with Kenanga Digital Investing and get approved by them for investment.

Valid until 31 December 2022 (“Promotion Period”), the promo rate is subject to an amount limit of up to RM200,000 of investment in KDI Save. An investment amount below RM200,000 earns you a base return rate of 2.25% per annum.

If you already have a KDI Invest account, you are eligible to take part in the 3% per annum promotional rate too! Just transfer your investment from your KDI Invest to KDI Save during the Promotion Period.

Aligning with the promotion, there are a couple of things that you should take note of:

  1. The Bank (Kenanga Investment Bank Berhad) may vary the Promotional Return Rate from time to time should there be any changes in interest/benchmark rate as per the Overnight Policy Rate (OPR) set by Bank Negara Malaysia.
  2. Kenanga Digital Investing reserves the right to make any changes to the terms and conditions of this promotion without prior notice.

In the event of any inconsistency between these terms and conditions and any advertising, promotional, publicity and other materials relating to or in connection with the promotion, these terms and conditions shall prevail.

What documents should I prepare to open an account?

Before you click on the Apply Now button above, please prepare the following documents for a smoother application journey.

Malaysia Citizen:

  • Copy of your IC
  • Your preferred bank account details (no joint accounts)

Non-Malaysian Resident:

  • Copy of your Passport
  • Your preferred personal bank account details (no joint accounts)
  • Tax Identification Number (Income Tax Number)

Regrettably, you are not eligible to open a KDI Save account if you are a United States citizen or if you are born in the U.S but are a resident of another country or territory or a U.S Green Card Holder.

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