KFH Savings Account-i

Prefer to save with a Shariah compliant savings account? Look no further than the KFH Savings Account-i, to turn your savings into a profitable investment

KFH Savings Account-i
Profit Rate
Account Type
Min. Deposit
Account Statement


What would make it different?

Online Banking
KFH Online
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

What is the KFH Savings Account-i?

This KFH deposit account, is a Shariah compliant savings account operating under the concept of Qardh (non-interest bearing loan). Which means, that any funds deposited into the account, is not subject to any risks of investment. Nor is it exposed to profit or loss.

Who can apply for KFH Savings Account-i?

This KFH account is open to all Malaysian citizens, permanent residents, and non-residents. It is easy to open a basic savings account as no introducer is required and with the initial deposit of RM250.

The minimum age required for account opening is 18 years or older. For applicants below 18 years of age a trust account can be opened. This account is open to not only individuals but to clubs, societies, and associations as well.

What benefits can I get from this savings account?

As the name implies, a basic savings account provides you with the essentials of money management tool such as cheques and cash deposits, ATM withdrawals, fund transfers, statement, online banking facility, debit card (with or without Annual Fee options) and statement among others.

How can I track my cash flow?

KFH Malaysia provides more than one convenient channels for you to access and manage your cash flow, at your conveniences. You can choose to keep track of all your transactions, spending, fund transfers etc via a passbook or statement.

For the former, you can perform all your banking needs over the counter at the branch, whereas the latter gives you the flexibility to do so anytime and anywhere, as long as you have a device that connected to internet, or have it delivered to your mailbox over a charge, however.

What happens if my account is inactive for too long?

Dormant accounts for 12 months with balance of below RM10 will be closed automatically after 2 reminders, with the balance to be absorbed by the bank. If you have more than RM10 in the dormant account, KFH will levy a portion of it as an annual service fee.

Is my money protected under PIDM?

Yes it is. Your deposit is guaranteed under the care of PIDM for up to RM250,000.

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