Maybank Golden Savers Savings Account

There's no better retirement plan than to deposit your hard earned savings into a high interest savings account - made for senior citizens and retirees.

Maybank Golden Savers Savings Account
Interest Rate
0.2% to 0.7% p.a.
Min. Deposit
Reward Points
Account Statement

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1,000RM100,0000.2% p.a.
RM100,001RM250,0000.35% p.a.
RM250,001No maximum0.7% p.a.


What would make it different?

Online Banking
Mobile App
Reward Points
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee


Minimum Age
  • 50 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

What is the difference between a normal savings account and the Maybank Golden Savers account?

The Golden Savers savings account is catered especially to senior citizens above the age of 50 years old, whereas a normal savings account like Kawanku Savings account is offered to anyone above the age of 18.

Keep in mind that to start earning interest on your deposits, you will need to maintain a balance of at least RM1,000. The more you save, the higher interest you will earn.

How much do I need start using this savings account?

You will need a minimum deposit of RM1,000 to open a savings account.

What are the advantages of Maybank Golden Savers account?

With Maybank Golden Savers, you can gain easy access to giving you the convenience to check on account balances, transfers, and other online features - Online banking saves you time and money!

On top of that, you gain ATM access worldwide via PLUS ATM network using your Visa Debit Card.

Great, tell me more about the debit card?

When you spend with your Maybankard, you will earn TreatsPoints to redeem gift and vouchers. You earn 2,000 points for every RM10,000 you deposit in your Golden Savers account within the first 3 months of activation.These points are redeemable a month after the 3 month early bird promotion.

Additionally, there will be various outlets offering discounts to Maybank Debit or Credit card users when you dine or shop - Be on the look out for them so you won't miss out.

What are the charges I need to look out for?

Take care of your ATM card and saving passbook or risk paying RM12 to replace a new card and RM15 for a new passbook. 

If you use Foreign Telegraphic Transfer, you pay a small service fee of RM2 any amount below RM5,000.

What do I need when I open a savings account?

You will need a minimum of RM1,000; an Identification Card/passport and proof of residency for foreigners.

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