OCBC EasiSave Account

Start saving with the benefits of a passbook and online banking. Even better. For a deposit of RM300,000 or more you will enjoy high Premier Banking rates.

    • Goal-Saving account
    • Phone Banking Service
    • eStatement (via email)
  • Min. AmountMax. AmountInterest Rate
    RM20RM500000.25% p.a.
    RM50001RM1000000.25% p.a.
    RM100001RM5000000.25% p.a.
    RM500001no maximum0.25% p.a.
View product disclosure sheet.


What would make it different?

Online Banking
OCBC Online Banking
Mobile App
SMS Transaction Alert
PIDM Protected
ATM Card

Fees & Charges

There are always fees but how much are they?

MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Inactive Account Fee
Early Closure Fee


Are you eligible for this account?

Minimum Age
18 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about OCBC EasiSave Account

Things you might want to know

What is the OCBC EasiSave about?

The OCBC EasiSave is a savings account made for anyone who wants a safe place to store their cash and maybe watch it grow. This account is open to both Malaysians, Permanent Residents’ of Malaysia and foreigners alike. So anyone over the age of 18 can apply for it whenever you’d like.

What are the account mechanics?

To start, if you are Malaysian, then you will need to have a minimum deposit of RM20, if you however a foreigner then the minimum deposit is at RM150 to open this account. Now there isn’t really a maintenance fee but you will need to have a balance of RM20 for the account to stay open.

If your account is drained of funds and becomes inactive then you will be charged a fee of RM10 for the account being dormant for so long. In any case, if you wanted to close the account, simply pay an early closure fee of RM20 and you’ll be free of it in no time.

What do I get with the account?

Well first things first, this account does come with an interest rate so you can earn interest on your account balances. Whatever the balance as long as its over RM50,000 you will earn you a 0.25% p.a. interest. It will increase in stages for every RM50,000 added to the balance.

The interest is calculated daily and will be credited to you half yearly on the 30th of June and the 31st of December respectively.

You will also get a debit card with this account, at an issuance fee of RM8. Charges for debit card withdrawals are as follows;

  • OCBC/ OCBC Singapore ATM’s : No Charge
  • HOUSe ATM Network ( HSBC, UOB, Standard Chartered Bank) : RM1.00
  • MEPS ATM Network : RM4.24
  • Non- OCBC ATM’s via VISA PLUS : RM12.00

Is the account protected?

Yes, up to a maximum amount of RM250,000, your wealth will be protected by PIDM.

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