OCBC EasiSave Account

Start saving & managing your money online with an initial deposit as low as RM20! Bring your OCBC ATM card when you travel to make withdrawals worldwide.

OCBC EasiSave Account
Interest Rate
0.25% p.a.
Account Type
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM20No maximum0.25% p.a.


What would make it different?

Online Banking
OCBC Online Banking
Mobile App
PIDM Protected
Up to RM250,000
SMS Transaction Alert
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

About OCBC EasiSave

The OCBC EasiSave is basic savings account with monthly statements where you can start saving with an initial deposit as low as RM20 (Malaysians).

The savings account is open to Malaysians, Permanent Residents and foreigners over the age of 18 years old. 

Please be noted that the initial deposit for foreigners starts at RM150.

What are the benefits of this OCBC savings account?

Grow your money with 0.25% p.a. interest

By putting aside some money in your OCBC savings account, you will grow your money by 0.25% a year. 

Whatever the balance as long as its over RM50,000 you will earn you a 0.25% p.a. interest. It will increase in stages for every RM50,000 added to the balance.

The interest is calculated daily and will be credited to you half-yearly on the 30th of June and the 31st of December respectively.

Access over 10,000 ATMs nationwide

OCBC EasiSave savings account comes with a debit card so you can make withdrawals whenever you need cash. 

The withdrawals are free at any OCBC ATM in Malaysia and Singapore, & OCBC NISP ATM in Indonesia.

Your OCBC ATM card is also accepted at all MEPS ATMs and Visa PLUS ATMs around the world. 

Charges for debit card withdrawals are as follows:

  • OCBC/OCBC Singapore ATM’s : No Charge
  • HOUSe ATM Network (HSBC, UOB, Standard Chartered Bank): RM1.00
  • MEPS ATM Network: RM4
  • Non-OCBC ATM’s via VISA PLUS: RM12.00
Access & manage your money easily via online banking

Skip the queue and go online to track your money, make a payment and transfer funds! 

With this feature, you can view your OCBC EasiSave accounts, download previous and current statements, pay bills and transfer funds within a click.

Documents to open the savings account

To open this OCBC savings account, you need to bring:

  • RM20 (Malaysian) or RM150 (foreigners) for the initial deposit
  • ID card or passport
  • MyKid, Birth Certificate or Legal Guardian Certificate (individuals below 18 years old, in-trust account)

Is OCBC EasiSave protected?

Yes, up to a maximum amount of RM250,000, your wealth will be protected by PIDM.

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