Public Bank Bestari Savings Account-i

Open to both Muslim and non-Muslim applicants, you will also receive free group Personal Accident Takaful of up to RM50,000.

Public Bank Bestari Savings Account-i
Profit Rate
0.1% to 1% p.a.
Account Type
Min. Deposit
Phone Banking

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1RM10,0000.1% p.a.
RM10,001RM30,0000.2% p.a.
RM30,001RM50,0000.3% p.a.
RM50,001RM75,0000.7% p.a.
RM75,001No maximum1% p.a.


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Maximum Age
18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

What is a Public Bank Bestari Savings Account-i?

This Public Bank savings account is an Islamic Junior account, that would encourage young savers in their money management. It comes with Hibah Profit rates from 0.10% p.a. to 1.00% p.a. to ensure that whenever they save they earn.

Who is eligible for this account?

Any Malaysian under the age of 18 can apply for this account. For applicants under 12, the account can be either a joint account or an individual account. ATM Cards are available for account holders over 12 years of age, so as to have easy access to their savings.

How much do I need to deposit to open this account?

All you need is an initial deposit of RM10.

Do I need to maintain a minimum balance?

Yes, you will need to maintain a minimum of RM20 in your account at any time to avoid any penalty or charges. We are pretty sure that you can manage to save at least RM20, aren't you?

How much profit can I earn?

It all depends on your deposit amount. If you manage to save up to RM500, you will start with an profit rate of 0.10% p.a.

The maximum profit rate is 1.00%, provided if you save up more than RM75,000 in the Public Bank Bestari Savings Account-i..

Any fees and charges I need to watch out for?

If you account is inactive, that is, no withdrawal or deposits for a 12 months, you will be charged RM10 every inactive year. So be sure to maintain your account!

Also, if you decide to close this account within 6 months, you will incur a penalty of RM10.

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