Public Bank

Public Bank Plus Savings Account

A no frills savings account that is easy to open and access, for any individual or organisation with just a small deposit of RM250.

    • Phone Banking Service
    • Account Statement
  • Min. AmountMax. AmountInterest Rate
    RM20RM50000.1% p.a.
    RM5001RM400000.2% p.a.
    RM40001RM1000000.3% p.a.
    RM100001RM2000000.5% p.a.
    RM200001RM3000000.7% p.a.
    RM300001RM5500000.9% p.a.
    RM550001no maximum1% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected
ATM Card

Fees & Charges

There are always fees but how much are they?

MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this account?

Minimum Age
18 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about Public Bank Plus Savings Account

Things you might want to know

What is so special about this savings account?

Regardless of age, race, or which job industry you are in, somehow or rather you will need a savings account. Public Bank PLUS Savings Account is a no-frills savings account that is easy to apply, available for all locals or foreigners, organisations, associations, club or even societies and it rewards you with attractive interest rate.

What's more important than convenience and accessibility when it comes to savings account! With Public Bank, you can access to your account at any Public Bank branch located nationwide, ATM and via Public Bank online portal.

What do I need to prepare to open this account?

You'll need to get ready an initial deposit of RM250 and your NRIC for account opening. In certain cases banks will also ask for utility bill for verification purpose, so get it ready as well! Once your account is opened, the minimum amount required to be maintained in your account is RM20.

Are there any fees that I need to lookout for?

Worry not, you won't be charged with any annual fee or monthly fee for holding an account unless you leave it stagnant. An account without any deposit or withdrawal transaction for at least 12 months will render it inactive.

Inactive account that has balance of less than RM10 will be closed automatically and the balanced will be forfeited. Otherwise, RM10.60 including GST will be charged to the account annually. Apart from that, if you decided to close the account within 6 months from the date opened, you'll need to pay a penalty of RM10.

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