Public Bank

Public Bank Plus Savings Account

A no frills savings account that is easy to open and access, for any individual or organisation with just a small deposit of RM250.

    • Phone Banking Service
    • Account Statement
  • Min. AmountMax. AmountInterest Rate
    RM5001RM450000.1% p.a.
    RM45001RM1000000.2% p.a.
    RM100001RM2000000.4% p.a.
    RM200001RM3000000.6% p.a.
    RM300001RM5500000.8% p.a.
    RM550001no maximum1% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected
ATM Card

Fees & Charges

There are always fees but how much are they?

MEPS Withdrawal Fee
Overseas Withdrawal Fee
Inactive Account Fee
Early Closure Fee


Are you eligible for this account?

Minimum Age
18 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about Public Bank Plus Savings Account

Things you might want to know

What is the PB PLUS Savings Account?

This savings account by Public Bank is for the most part your everyday run of the mill savings account, meant for the use of depositing and withdrawing money as and when you please. However, this one is a little different in the sense that the account is not only open to individuals, but to registered organisations, associations, societies, and clubs as well.

How does this account work?

To open an account is rather easy, for Malaysian individuals, all you will need is to have your IC with you. Permanent Residents of Malaysia will need their PR documents and Passport for registration. However, for other parties that intend to conduct their banking via Public Bank you will need to consult with them directly on how to go about opening an account.

The minimum deposit required is RM250 to open the PLUS Savings Account. You will need to maintain a minimum balance of at least RM20 to keep the account open.

How does the interest work?

Live many savings account, you get to earn a nominal interest on the account balance. With the PLUS savings account, you will the same privileged. Maintain an account balance of RM5,000 or more to earn an interest with this account.

Are there any fees that I need to lookout for?

Worry not, you won't be charged with any annual fee or monthly fee for holding an account unless you leave it stagnant. An account without any deposit or withdrawal transaction for at least 12 months will render it inactive.

Inactive account that has balance of less than RM10 will be closed automatically and the balanced will be forfeited. Otherwise, RM10 will be charged to the account annually. Apart from that, if you decided to close the account within 6 months from the date opened, you'll need to pay a penalty of RM20.

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