Public Bank UnionPay Savings Account

A hassle-free savings account for the young entrepreneur promises daily interest on balances and a monthly cash rebate. Access your funds and manage cash flow conveniently via Public Bank's online banking, ATM services or Public Bank branches

Public Bank UnionPay Savings Account
Interest Rate
0.5% p.a.
Min. Deposit
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM3,001No maximum0.5% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 12 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

What is the UnionPay Savings Account?

This is a regular savings account with a twist, it is especially beneficial for those of us who are native to Asia or frequent it often. It comes with the PB UnionPay Lifestyle Debit Card, that is widely accepted for transactions all over Asia, and is partial to China.

How do I open the account?

Its relatively easy to open a UnionPay Savings account, it only requires a minimum deposit of RM50 and a minimum balance of RM20 to maintain the account. Upon the account opening, you will get a PB UnionPay lifestyle Debit Card for all your account transactions.


There are a couple perks or benefits to be had with this particular card and account. The account itself will earn you savings interest rate of 0.50% p.a provided there is a balance of RM3,000 and over. Any interest earned on this balance will be credited monthly.

The account also comes with a cash rebate benefit. If you maintain a minimum monthly balance, month-to-date, of RM10,000 with no over the counter transactions, you will then be awarded with RM10 in cashback, monthly.

What about account access?

Well it will be fairly easy to access your account, and move your funds around online. Also, manage your account easier by requesting for an e-Statement that you can view online. Make transactions easier with your online account, or go cashless with a pin a pay debit card for your everyday expenses.

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