Easy by RHB

RHB Easy-Junior Savings

Earn at high interest rates if you deposit money every month with zero withdrawals. Free Personal Accident insurance coverage and coin box for your little one!

    • Goal-Saving account
  • Min. AmountMax. AmountInterest Rate
    RM50RM2000.1% p.a.
    RM201RM10000.2% p.a.
    RM1001no maximum0.4% p.a.
    RM1001RM1000003.2% p.a.
    RM100001no maximum1.25% p.a.


What would make it different?

PIDM Protected

Fees & Charges

There are always fees but how much are they?

MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Inactive Account Fee
Early Closure Fee


Are you eligible for this account?

Minimum Age
12 years old
Maximum Age
18 years old
Minimum Initial Deposit

Frequently Asked Questions about RHB Easy-Junior Savings

Things you might want to know

What is this savings account all about?

As the name suggests, this is a savings account made exclusively for your little bundle of joy. It's never too early to teach your kids the value of saving - think about the money you need to spend on their college fees!

Best of all, you would never expect interest rates for a junior savings account to be as high as a 1-month's fixed deposit, but it really does have good rates! To earn the higher profit on this savings account, it's advisable to deposit every month and not to withdraw money from the account. Easy by RHB will offer extra interest by doing so.

Will I get bonus interest every month?

Yes, but there's a catch - you're not allowed to withdraw your cash within the month and earn more when you deposit more!

How does it work? Like a conventional Savings Account, you will earn interest rate on your usual balance - only when you don't withdraw any cash during the month will you earn the extra interest!

If you grow your balance between RM50 to RM200 more compared to your prior month balance, you'll get an extra 0.1%; 0.2% if your average monthly balance grow by RM201 to RM1,000; and 0.4% if your average monthly balance growth is at least RM1,000.

How do I open a RHB Easy Junior Savings account?

Just walk in to any RHB Easy branch and your kids' savings account can be opened on the spot within 10 minutes.

Well, this account looks really good. Any extra benefits?

Yes, there are more benefits along with this savings account! With an initial minimum deposit amount of RM200, a coin box will be given to your kids for free. Now, your kids can save the pocket money in that coin box for depositing in the bank later.

With RHB-Easy Junior Savings account, your kids are entitled for FREE personal accident insurance too. The benefits include RM20,000 for accidental death and permanent disablement, RM1,000 of funeral expenses and RM1,000 of medical expenses. All you need to do is just to maintain the account balance at a minimum of RM1,000.

Who are eligible to apply this account?

Malaysians below 18 can own this account. There are 3 types of this account. For teens between age of 12 and 18, they can open this account individually. For those who below 12 years are only eligible to open in-trust accounts with one parent or guardian aged 18 and above.

For a joint account, one of the account holders must be Malaysians aged between 12 and 18 together with a parent or guardian.

Are withdrawals allowed with this RHB-Easy Junior Savings?

Yes, the cash withdrawal can only be made at counter of any RHB or RHB Islamic Bank branches. Completed withdrawal form and MyKad identification needed to be present for withdrawal.

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