Standard Chartered Just One Personal Account

Plunge into carefree savings with this personal account that includes a current account with zero minimum deposit and free nationwide ATM withdrawal fees.

Standard Chartered Just One Personal Account
Interest Rate
0.1% p.a.
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1No maximum0.1% p.a.


What would make it different?

Online Banking
Standard Chartered Online Banking
Mobile App
  • Available
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

Overseas Withdrawal Fee
Early Closure Fee


Minimum Age
  • 18 years old
Who can apply
  • Malaysians
  • Permanent Residents
  • Foreigners

More Information

Why should I apply for the Standard Chartered JustOne Personal Savings Account? 

The Standard Chartered JustOne Personal Savings Account is an interest-paying savings account that gives account holders 0.10% interest on their deposits. Additionally, you get an extra 0.15% per annum interest on top of the 0.10% interest when you deposit a minimum of RM1,500 in a single transaction to your JustOne Personal Current Account every month!

In addition to that, account holders can also benefit from the convenience of having a debit card, which can be used at ATMs nationwide to conduct transactions or at retail outlets to purchase goods. You've worked hard to save up your money so why not store it someplace safe and watch it grow? 

What are some of the transactions that can be done with the debit card?

The Standard Chartered debit card takes away all the unnecessary hassles involved with going to the bank. 

Instead of queuing for long hours,  you can now perform almost any transaction at your local Standard Chartered ATM. Transactions include but are not limited to withdrawals, inter-bank transfers to other accounts, balance checks, account activity and credit card bill payments. Imagine how much time you can save with the convenience of a debit card.

The debit card can also be used to make purchases at local retail outlets. 

What's great about the Standard Chartered Online Banking? 

Online banking with Standard Chartered makes life easy and carefree. 

When you log into your Standard Chartered Online Account, you'll see an instant summary of all your account balances at first glance. Afterwards, you can choose to perform transactions at the click of a mouse. For example, you could transfer funds locally and internationally between any Standard Chartered bank account or you could pay your bills instantly. 

Nothing beats banking from home. Not to mention, anywhere you are and at any time via the SC Mobile App!

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