UOB Balance Transfer

Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.

UOB Balance TransferReducing Balance
Interest Rate
- to - p.a.

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1,000No maximumNo interest
RM1,000No maximumNo interest
RM1,000No maximumNo interest


What would make it different?

Fees & Charges


Who can apply
  • Malaysians
  • Foreigners

More Information

Tired of only chipping on your mounting credit card debt each month? Get great savings and low interest rates on your outstanding balance with UOB Balance Transfer.

How does UOB Balance Transfer work?

Transfer your outstanding credit card balance from other banks to your UOB credit card with UOB Balance Transfer. 

You’ll get to repay your debt at lower interest rates, with repayment tenures of up to 18 months. You’re allowed to transfer a minimum of RM1,000, up to 80% of the credit limit on your UOB account.

I am an existing UOB credit card holder. Can I apply for this balance transfer?

Yes, this offer is also valid for all new and existing principal UOB card members.

Is there an option of minimum monthly repayments?

If you think you're unable to make the monthly repayments in full, you can always opt to pay the minimum monthly repayment. Minimum monthly repayments are 5% of the outstanding balance or RM50, whichever is higher.

What if I fail to repay within the repayment period?

The outstanding balance will be subjected to interest rates of 18% p.a., which is also the highest interest rate your credit card can go.

Do I need to pay extra charges on early settlement?

If you decide to cancel your UOB credit card or terminate the balance transfer program, you will need to pay an early settlement fee of RM100.

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