UOB Lady's Savings Account

Save up for your wealth with attractive interests, get medical protection from female cancers of up to RM200,000 with no underwriting and keep well with the annual health screening benefit worth up to RM3,100.

UOB Lady's Savings AccountExclusive for the ladies
Interest Rate
0.25% to 0.75% p.a.
Min. Deposit
Phone Banking

Get a
Complimentary Touch 'n Go E-Wallet Credit
worth RM200
when you apply through RinggitPlus *

Complimentary Touch 'n Go E-Wallet Credit

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM20RM10,0000.25% p.a.
RM10,001RM50,0000.25% p.a.
RM50,001RM100,0000.25% p.a.
RM100,001No maximum0.75% p.a.


What would make it different?

Online Banking
UOB Personal Internet Banking
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

MEPS Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

Apply for a UOB Savings Account with RinggitPlus and get a free sign-up reward!

For a limited time only, selected approved applicants of eligible UOB savings account(s) will receive a sign-up gift of RM200 Touch 'n Go E-Wallet Credit (limited to 170 winners).

This campaign runs from 21 August 2023 to 31 October 2023, subject to the campaign's terms and conditions.

Who is qualified for this promotion?

This campaign is open to new customers who:

  • Sign up for the campaign offer through the link provided on RinggitPlus and submit their details via the RinggitPlus WhatsApp chatbot
  • Download the UOB CASA Application via the UOB TMRW App (previously known as the UOB Mighty App)

Those who are not eligible for this campaign include:

  • Customers who already opened any participating savings accounts below that are not via RinggitPlus
  • Customers who carry out an online application for a joint account or trust account

Which savings account(s) can I apply for?

You can apply for:

  • UOB Stash Savings Account
  • UOB One Account
  • UOB Lady's Savings Account
  • UOB ProSave Account-i

I'm interested. How can I sign up for an account?

It's simple! Kindly follow these steps to sign up for a participating UOB savings account:

  1. Download UOB TMRW App (previously known as UOB Mighty App) and select your choice of the participating savings account
  2. Capture an image of your MyKad and perform a facial recognition
  3. Complete the e-form
  4. Set up your online banking and Secure PIN
  5. Transfer funds via DuitNow to activate (Pay-to-Account-Number)

Where can I reach out to you for more information?

For any questions, please get in touch with us via email at [email protected]. We're happy to help!

Get travel and cash rewards exclusively by UOB!

Don't miss out on a chance to win travel packages with business class flights and dining experiences for 2 pax to either London or Japan, as well as an RM500 cash reward, plus an RM50 Welcome Cash Reward exclusively by UOB.

This campaign by UOB runs from 1 August 2023 to 31 October 2023, subject to the below campaign's terms and conditions:

1. UOB Malaysia "RM50 Welcome Reward Campaign" Terms and Conditions

2. UOB Malaysia "Save, Fly And Dine With UOB Campaign" Terms and Conditions

Who is qualified for this promotion?

This campaign is open to new and existing UOB Malaysia individual customers who:

  • Are 18 years old and above
  • Does not hold any savings account or current account with UOB Malaysia for the past 12 months prior to the starting date of the campaign
  • Open any of the participating savings account(s) during the campaign period
  • Are the primary account holder of the participating savings account (in the case of a joint account)
  • Their account(s) with UOB Malaysia is current, subsisting and not in default in any manner

Those who are not eligible for this campaign include:

  • Private Banking customers of UOB Malaysia
  • Permanent and contract employees of UOB Malaysia
  • Individual customers whose participating savings account is held jointly with an Employee
  • Non-individual customers of UOB Malaysia
  • Whose participating savings account is pledged, charged or assigned under loan/financing facilities
  • Whose accounts held with UOB Malaysia are terminated or closed within the campaign period

Which savings account(s) can I apply for?

You can apply for:

  • UOB Stash Savings Account
  • UOB One Account
  • UOB Lady's Savings Account
  • UOB ProSave Account-i

I'm interested. What should I do to be eligible as a participant?

Kindly follow these steps to be eligible for the RM50 Welcome Cash Reward:

  • Open a participating savings account during the Campaign Period; and
  • Deposit and maintain a minimum balance of RM1,000 by a respective Balance Date as indicated in the T&C under "Table B"

To qualify for the Save, Fly And Dine With UOB Campaign, please follow the steps below. Please refer to the T&C under "Campaign Mechanics and Qualifying Criteria" and "Prizes" to find out more.

New-to-bank customers:

  • Download the UOB TMRW App (previously known as UOB Mighty App) and open a participating savings account; and
  • Maintain a Monthly Average Balance (MAB) of RM500 in the account for every participating month to earn entries

Existing-to-bank customers:

  • Deposit an Incremental Average Balance (IAB) of RM1,000 in the participating account(s) to earn 10 entries

Where can I reach out to you for more information?

For any questions, please get in touch with UOB Malaysia's authorised representative.

A savings account made for the ladies

More often than not, we ladies tend to take care of others more than ourselves, and with our hectic schedules, some of us may forget to squeeze in the time to keep our health in check.

And while you may already have medical coverage that can back you up in times of need, how about a little extra coverage that is complementary and guaranteed just by opening a savings account with UOB Malaysia? Plus, there’s no need for any medical check-ups either.

Specially tailored for the ladies, the UOB Lady’s Savings Account lets you deposit your savings and earn attractive interests while providing you medical protection from six (6) female cancers with high sum coverage of up to RM200,000. The coverage applies to account holders up to 60 years old.

Additionally, you may also enjoy a complimentary health and wellness benefit through an annual medical screening voucher worth up to RM3,100.

Have we piqued your interest yet? Read on to find out more about this savings account.

Complimentary female cancer coverage with UOB Lady’s Savings Account

Upon successful sign-up for the UOB Lady’s Savings Account, you can rest assured that the complementary female cancer coverage is automatically accepted and no underwriting is required. And the more you save, the more coverage you will receive.

The female cancer coverage will solely be dependent on your Monthly Average Balance (MAB) in your Lady’s Savings Account in the previous month. 

In the event of death, 10% of the sum coverage will be payable to your nominee if the female cancer coverage is not claimed. Hence, a nominee appointment is important to ensure that the benefit goes to your loved one.

Check out the table below for your easy reference on the interest you’ll get for your savings, the total sum coverage, as well as the package value of the health and wellness benefit.

Past Monthly Average Balance (MAB) Savings (p.a.) Sum Coverage Health & Wellness Benefit* (package value)
RM20 to RM10,000 0.25% RM1,000 -
Up to RM50,000 0.25% RM20,000 RM750**
Up to RM100,000 0.25% RM100,000 RM1,350
Above RM100,000 0.75% RM200,000 RM3,100

*The health/wellness screening voucher will be awarded based on the account holder’s past 6-months Monthly Average Balance (MAB). The calculation period is between January to June and July to December in each calendar year.

**Will be awarded when your 6-months MAB in your account is more than RM30,000.

It is also worth highlighting that you can redeem the health and wellness screening voucher that you acquired at any BP Healthcare centre across Malaysia. 

You can click here to have a look at the list of the centres nearest to you.

Is there any additional benefit that I should know of?

Yes. You can enjoy up to a 4x waiver on the MEPS withdrawal fee upon opening your UOB Lady’s Savings Account, as long as you maintain a minimum MAB of RM5,000 in your account. 

However, if you have a lower amount than that, the usual RM1 fee will still apply whenever you withdraw at any other banks' ATMs nationwide.

How can I sign up for the UOB Lady’s Savings Account?

Any Malaysian or non-Malaysian female of at least 18 years old and above can open the UOB Lady’s Savings Account. 

It’s easier to open an account with UOB's Mighty App, you will need RM500 as the initial deposit, and you can practically do it anywhere and anytime rather than going to the nearest branch.

You are eligible to open a Lady's Savings Account using UOB TMRW App if you are a Malaysian citizen residing in Malaysia, possess a MyKad or NRIC issued post-April 2012 (with ghost image), use a local mobile number, and have at least 18 years of age, and holds a current/savings account in another local bank with internet banking access.

Here are the steps:

1. Download the UOB TMRW App and select “Lady’s Savings Account”.

2. Take a picture of your MyKad or NRIC, and perform facial recognition.

3. Complete the e-form as instructed.

4. Set up your online banking and Mighty Secure.

5. Transfer money via DuitNow (Pay-to-Account-Number).

And… you’re done! Your account is now active and you may start performing any transactions.

Can I still open a UOB Lady's Savings Account if I don't meet the above requirements?

Yes! There are a few documents that you'll need to prepare before making your way to your nearest UOB Malaysia branch:

  • MyKad (IC) for Malaysians and Passport for foreigners
  • A copy of your latest water, electricity or phone bill with your name and address clearly stated
  • Letter of Employment or Student Permit for foreigners who are working or studying in Malaysia
  • A minimum initial deposit of RM500
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