UOB Savings Plus Account

A savings account that rewards customers with attractive interest rates and easy access to cash with UOB debit card. The more you save, the more you earn!

UOB Savings Plus AccountGreater Convenience
Interest Rate
0.05% to 0.05% p.a.
Min. Deposit
Reward Points
SMART$ Cash Programme
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1RM20,0000.05% p.a.
RM20,001RM50,0000.05% p.a.
RM50,001RM150,0000.05% p.a.
RM150,001No maximum0.05% p.a.


What would make it different?

Online Banking
UOB Personal Internet Banking
Reward Points
SMART$ Cash Programme
PIDM Protected
Up to RM250,000
SMS Transaction Alert
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance

More Information

What is so special about UOB Savings Plus Account?

Gone were the days where you have a passbook - a booklet that records all the transaction going in and out of your savings account and the balance amount, to keep and maintain, UOB Savings Plus Account gives you convenient banking experience with internet banking.

Whether it's checking account balances, performing fund transfer or paying bills through this savings account, you can do it in just a few clicks away by logging into your account online. 

That's not all, you'll get to enjoy high return up to 1% on your savings which you can't find on other basic savings account.

Can I get a debit card for this savings account?

Certainly! You can apply for a UOB Debit MasterCard for your savings account which gives access to your account any time of the day and anywhere.

UOB debit card is more than just an ordinary debit card, every swipe at any UOB SMART$ participating merchant as well as BHPetrol stations rewards you with up to 1% SMART$ rebates which you can use to redeem as an instant cash rebate on your next purchase, one SMART$ rebate is equivalent to RM1.

Who are the requirements to open this savings account?

An initial deposit of at least RM2,000 is required at the point of application. 

Anyone who is 18 years old and above, be it Malaysian or foreigner, is eligible to apply for this UOB Savings Plus Account and the following documents need to be submitted or presented during application:


  • Original IC
  • Utility bill in your name and address OR
  • Employer's confirmation letter OR
  • Bank statement


  • Original passport
  • Letter of employment OR
  • Student Visa