UOB eAccount

Say goodbye to queues and hello to the comfort of online banking. Enjoy high interest rates, fee waiver on fund transfer and MEPS ATM withdrawals.

UOB eAccountHigher returns
Interest Rate
0.1% to 2% p.a.
Min. Deposit
Reward Points
SMART$ Cash Programme
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM5,001RM20,0000.1% p.a.
RM20,001RM50,0001.4% p.a.
RM50,001No maximum2% p.a.


What would make it different?

Online Banking
UOB Personal Internet Banking
Reward Points
SMART$ Cash Programme
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance

More Information

What is UOB eAccount all about?

It's safe to say that no one likes to go to the bank during peak hours just to withdraw cash to pay for bills or deposit money for a car or housing loan.

With the UOB eAccount, you won't need to waste time queuing for hours on end at the bank - you can manage your money from anywhere at anytime and earn high interest while you're at it!

What's great about this savings account?

Enjoy interest rates of 2.0% p.a. on you bank balance above RM50,000 - that's fixed deposit-like perks, while enjoying all the convenient benefits of a savings account.

What's more, your interest earnings will be credited to your eAccount each month so you'll get to see some healthy growth to your bank balance!

What are the other features of this savings account?

Other than the convenience of accessing cash anywhere you'll also be eligible for exclusive discounts all-year-round at participating outlets in Malaysia with the Smart$ Cash Rebates Programme.

What's that exactly? Just swipe your UOB Debit Card at any SMART$ participating outlets such as Cathay Cineplexes, Guardian, Cold Storage and AirAsia to get cash rebates of up to 20%.

That's so cool! Tell me more about UOB Personal Online Banking?

You'll be able to better manage your finances - all your account statements, how much you've spent for the month, what you've spent the most on - all these things are available at your fingertips. 

Want to transfer cash from another banks' account? 

No problem! If you've been having trouble managing your monthly budget and haven't got a clue why, the UOB eAccount will help you get back on your feet.

Who can apply for this UOB savings account?

You must be at least 18 years old to be eligible to grow your wealth with this UOB savings account. This UOB eAccount is not available for Business Corporations, Associations or Societies.

What are the fees and charges I need to watch out?

There aren't many fees that you have to look out for! 

Closing your account within the first 3 months will set you back RM20, while over-the-counter transactions at any UOB branch will costs RM5.30.

And what about making IBG transactions? You'll get the first 3 of the month for free!

What do I need to open the UOB eAccount?

There are a few documents that you'll need to prepare before making your way to your nearest UOB branch:

  • MyKad (IC) for Malaysians and Passport for foreigners
  • A copy of your latest water, electricity or phone bill with your name and address clearly stated.
  • Letter of Employment or Student Permit for foreigners who are working or studying in Malaysia
  • Minimum initial deposit of RM500