Best Basic Savings Accounts in Malaysia 2025

Secure your money with a PIDM protected basic savings account. Enjoy easy access to your nest-egg, transfer funds and make withdrawals at minimal cost. Whether you're putting money aside for an emergency fund, or simply for safe keeping, a savings account is an important part of your financial plan.

Standard Chartered PrivilegeSaver
Interest Rate
0.05% p.a.
Min. Deposit
RM0
Standard Chartered JumpStart Savings Account-i
Profit Rate
0.05% p.a.
Min. Deposit
RM0
UOB One Account
Interest Rate
2% to 6% p.a.
Min. Deposit
RM500
UOB Stash Account
Interest Rate
0.05% to 3.2% p.a.
Min. Deposit
RM100
UOB Lady's Savings Account
Interest Rate
0.25% to 0.75% p.a.
Min. Deposit
RM500
UOB ProSave Account-i
Profit Rate
0% to 1.6% p.a.
Min. Deposit
RM100

CIMB Islamic EcoSave Savings Account-i
Profit Rate
0.15% to 1% p.a.
Min. Deposit
RM250
CIMB Regular Savings Account
Interest Rate
0.1% to 0.35% p.a.
Min. Deposit
RM250
CIMB Basic Savings Account
Interest Rate
0.25% to 0.8% p.a.
Min. Deposit
RM20
CIMB Islamic Basic Savings Account-i
Profit Rate
0.3% to 0.8% p.a.
Min. Deposit
RM20
CIMB AirAsia Savers Account
Interest Rate
0.15% to 1% p.a.
Min. Deposit
RM250
MBSB Tiered Savings Account-i
Profit Rate
0.2% to 1% p.a.
Min. Deposit
RM100

HSBC Basic Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
HSBC Premier Everyday Global Account
Interest Rate
0.25% to 0.35% p.a.
Min. Deposit
RM0
HSBC Amanah Basic Savings Account-i
Profit Rate
0.25% p.a.
Min. Deposit
RM20
HSBC Amanah Premier Everyday Global Account-i
Profit Rate
0.25% to 0.35% p.a.
Min. Deposit
RM0
CIMB Islamic OctoSavers Savings Account-i
Profit Rate
0% to 0.3% p.a.
Min. Deposit
RM20
MBSB Cash Rich Savings Account-i
Profit Rate
1.65% p.a.
Min. Deposit
RM100

AmBank Everyday Savings Account
Interest Rate
0.15% to 0.3% p.a.
Min. Deposit
RM200
Alliance Islamic My Esaving Account-i
Profit Rate
0.1% to 0.85% p.a.
Min. Deposit
RM250
Alliance Islamic Basic Savings Account-i
Profit Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
AFFIN Gold
Interest Rate
0% to 0.9% p.a.
Min. Deposit
RM1,000
Alliance Bank Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
KFH Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM250
AFFIN Barakah Charity Account-i
Profit Rate
0.1% to 0.5% p.a.
Min. Deposit
RM100
Alliance Bank Buddy
Interest Rate
0% to 1.55% p.a.
Min. Deposit
RM50
Hong Leong Islamic Multi-Tier Savings Account-i
Profit Rate
0.05% p.a.
Min. Deposit
RM100
Maybank Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM250
Public Bank Basic Savings Account
Interest Rate
0.25% to 0.45% p.a.
Min. Deposit
RM20
CIMB Senior Savings Account
Interest Rate
0.1% to 1.5% p.a.
Min. Deposit
RM500
BSN Sijil Simpanan Premium
Profit Rate
1.8% to 2.5% p.a.
Min. Deposit
RM10
ICBC Savings Account
Interest Rate
0.3% to 1.65% p.a.
Min. Deposit
RM500
Maybank Yippie-i Savings Account
Profit Rate
0.4% to 1.85% p.a.
Min. Deposit
RM1
Maybank Yippie Savings Account
Interest Rate
0.4% to 1.85% p.a.
Min. Deposit
RM1
AmBank Islamic Savers' G.A.N.G Account-i
Profit Rate
0.3% to 1.75% p.a.
Min. Deposit
RM1
Alliance Bank My eSavings Account
Interest Rate
0.1% to 0.85% p.a.
Min. Deposit
RM250
KFH Libshara Account-i
Profit Rate
0.2% p.a.
Min. Deposit
RM100
AmBank TRUE Savers Account
Interest Rate
0.15% to 0.15% p.a.
Min. Deposit
RM20
Standard Chartered Basic Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
Public Bank Wise Savings Account
Interest Rate
0.35% to 1.95% p.a.
Min. Deposit
RM1
UOB Fun Savers Account
Interest Rate
0.35% to 1.45% p.a.
Min. Deposit
RM1
Public Bank UnionPay Savings Account
Interest Rate
0.5% p.a.
Min. Deposit
RM50
AFFIN Junior Saver
Interest Rate
1.25% to 1.7% p.a.
Min. Deposit
RM1
CIMB PETRONAS Savers Account
Interest Rate
0.15% to 1% p.a.
Min. Deposit
RM250
KFH Basic Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM20
MBSB Wise Saver Savings Account-i
Profit Rate
1.25% p.a.
Min. Deposit
RM20
CIMB Islamic Junior Savers Account-i
Profit Rate
0.6% to 1.45% p.a.
Min. Deposit
RM100
BSN GIRO-i Savings Account-i (Adult)
Profit Rate
0.25% p.a.
Min. Deposit
RM50
Bank Muamalat Basic Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM20
MBSB M-Junior Savings Account-i
Profit Rate
1.5% to 2.1% p.a.
Min. Deposit
RM20
OCBC Booster Account
Interest Rate
0.05% to 3.1% p.a.
Min. Deposit
RM500
BSN Basic Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
BSN GIRO Account: Smart Junior
Interest Rate
0.25% to 2.15% p.a.
Min. Deposit
RM150
HSBC Premier
Interest Rate
0% to 0.3% p.a.
Min. Deposit
RM1,000
Hong Leong Bank Premium Savings Account
Interest Rate
0.9% p.a.
Min. Deposit
RM10,000
Bank Islam Basic Savings Account
Profit Rate
Islamic
Min. Deposit
RM20
Maybank2u Savers
Interest Rate
0.85% to 1% p.a.
Min. Deposit
RM250
Maybank Golden Savers Savings Account
Interest Rate
0.2% to 0.7% p.a.
Min. Deposit
RM1,000
Maybank Kawanku Savings Account
Interest Rate
0.2% to 0.4% p.a.
Min. Deposit
RM250
Bank Rakyat Adult Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM10
Bank Rakyat Nuri Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM10
BSN GIRO-i eSaver
Profit Rate
0.3% to 1.75% p.a.
Min. Deposit
RM30
BSN Adult GIRO Account
Interest Rate
0.25% p.a.
Min. Deposit
RM50
BSN Teenager GIRO Account
Interest Rate
0.25% p.a.
Min. Deposit
RM50
BSN Children GIRO Account
Interest Rate
0.25% p.a.
Min. Deposit
RM10
AFFIN Wealth Saver-i
Profit Rate
0% to 0.15% p.a.
Min. Deposit
RM100
RHB Basic Savings Account-i
Profit Rate
0.25% to 0.28% p.a.
Min. Deposit
RM20
Hong Leong Bank Basic Savings Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
Hong Leong Bank Savings Account
Interest Rate
0% to 0.05% p.a.
Min. Deposit
RM200
AmBank AmGenius
Interest Rate
0.3% to 1.75% p.a.
Min. Deposit
RM1
Hong Leong Islamic 3-in-1 Junior Account-i
Profit Rate
0% to 1.75% p.a.
Min. Deposit
RM1
Maybank Basic Savings Account
Interest Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
Maybank Basic Savings Account-i
Profit Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
Bank of China Savings Account
Interest Rate
0.25% to 1% p.a.
Min. Deposit
RM20
OCBC Young Savers Account
Interest Rate
0.1% to 1.6% p.a.
Min. Deposit
RM500
BSN GIRO-i Savings Account-i (Teenager)
Profit Rate
0.25% p.a.
Min. Deposit
RM50
CIMB Junior Savers Account
Interest Rate
0.95% to 1.5% p.a.
Min. Deposit
RM100
RHB MaxSave Account
Interest Rate
0.35% to 1.25% p.a.
Min. Deposit
RM200
BSN GIRO-i Savings Account-i (Children)
Profit Rate
0.25% p.a.
Min. Deposit
RM10
RHB Bonus Saver Account
Interest Rate
2.65% p.a.
Min. Deposit
RM500
Alliance Junior Smart Saver-i
Profit Rate
0% to 1.7% p.a.
Min. Deposit
RM100
BSN GIRO Account: Skim Galakan Simpanan Pelajar
Interest Rate
0.25% to 2.15% p.a.
Min. Deposit
RM10
AmBank Savers' G.A.N.G
Interest Rate
0.3% to 1.75% p.a.
Min. Deposit
RM1
Al-Rajhi Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM20
BSN Basic Savings Account-i
Profit Rate
0.25% p.a.
Min. Deposit
RM20
Hong Leong Islamic Basic Savings Account-i
Profit Rate
0.25% p.a.
Min. Deposit
RM20
Maybank imteen-i Account
Profit Rate
0.4% to 1.85% p.a.
Min. Deposit
RM50
OCBC 360 Account
Interest Rate
0.05% to 2.7% p.a.
Min. Deposit
RM500
AFFIN Junior Saver-i
Profit Rate
1.25% to 1.7% p.a.
Min. Deposit
RM1
AFFIN Gold-i
Profit Rate
0% to 0.9% p.a.
Min. Deposit
RM1,000
BSN GIRO eSaver
Interest Rate
0.3% to 1.75% p.a.
Min. Deposit
RM30
Alliance Bank Basic Savings Account
Interest Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
BSN GIRO-i Savings Account-i Skim Galakan Simpanan Pelajar
Profit Rate
0.25% to 2.5% p.a.
Min. Deposit
RM10
KFH Sure Savings Account-i
Profit Rate
0.75% p.a.
Min. Deposit
RM100
OCBC Booster Account-i
Profit Rate
0.05% to 3.1% p.a.
Min. Deposit
RM500
CIMB YOUth Savers Account
Interest Rate
0.6% to 1.45% p.a.
Min. Deposit
RM100
Hong Leong Islamic Saving Account-i
Profit Rate
0.15% to 0.8% p.a.
Min. Deposit
RM200
Hong Leong Harvest Savings Account
Interest Rate
0.05% to 0.75% p.a.
Min. Deposit
RM1,000
OCBC Premier Booster Account
Interest Rate
0.05% to 3.75% p.a.
Min. Deposit
RM200,000
Maybank2u Savers-i
Profit Rate
0.85% to 1% p.a.
Min. Deposit
RM250
Maybank imteen Account
Interest Rate
0.2% to 1.9% p.a.
Min. Deposit
RM50
Public Bank 50 Plus Savings Account
Interest Rate
0.1% to 1.2% p.a.
Min. Deposit
RM2,000
Public Bank Plus Savings Account
Interest Rate
0.2% to 0.8% p.a.
Min. Deposit
RM250
MBSB PrimeWin Savings Account-i
Profit Rate
0.5% p.a.
Min. Deposit
RM100
RHB Basic Savings Account
Interest Rate
0.25% to 0.28% p.a.
Min. Deposit
RM20
CIMB Islamic Senior Savings Account-i
Profit Rate
0.2% to 1.25% p.a.
Min. Deposit
RM500
UOB InvestPro Account
Interest Rate
0% to 1.7% p.a.
Min. Deposit
RM100
OCBC EasiSave Account
Interest Rate
0.25% p.a.
Min. Deposit
RM20
Hong Leong Pay and Save Account
Interest Rate
1.5% p.a.
Min. Deposit
RM200
Agrobank Agro Perdana-i
Profit Rate
0.15% to 0.45% p.a.
Min. Deposit
RM20
AFFIN Basic Savings
Interest Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
Agrobank AgroTani-i
Profit Rate
0.17% to 0.5% p.a.
Min. Deposit
RM20
Public Bank Bestari Savings Account-i
Profit Rate
0.1% to 1% p.a.
Min. Deposit
RM10
AFFIN Savings Account-i
Profit Rate
0% to 0.15% p.a.
Min. Deposit
RM100
Alliance Islamic Savings Account-i
Profit Rate
0.25% p.a.
Min. Deposit
RM20
CIMB Islamic YOUth Savers Account-i
Profit Rate
0.6% to 1.45% p.a.
Min. Deposit
RM100
RHB Savings Account-i
Profit Rate
0.35% to 1.25% p.a.
Min. Deposit
RM20
RHB Children Account-i
Profit Rate
1.25% to 2.95% p.a.
Min. Deposit
RM20
RHB Junior Savings Account
Interest Rate
0.6% to 1.95% p.a.
Min. Deposit
RM1
Agrobank AgroMuda-i
Profit Rate
0.4% to 1.1% p.a.
Min. Deposit
RM5
Agrobank BSA-i
Profit Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
Hong Leong Bank 3-in-1 Junior Account
Interest Rate
0% to 1.75% p.a.
Min. Deposit
RM1
CIMB Islamic Savings Account-i Plus
Profit Rate
0.1% to 0.35% p.a.
Min. Deposit
RM250
OCBC 360 Account-i
Profit Rate
0.05% to 2.7% p.a.
Min. Deposit
RM500
OCBC Premier Booster Account-i
Profit Rate
0.05% to 3.75% p.a.
Min. Deposit
RM200,000
AmBank Basic Savings Account
Interest Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
AmBank Islamic Basic Savings Account-i
Profit Rate
0.25% to 0.25% p.a.
Min. Deposit
RM20
HSBC Amanah Advance Everyday Global Account-i
Profit Rate
0% to 0.35% p.a.
Min. Deposit
RM0
HSBC Advance Everyday Global Account
Interest Rate
0% to 0.35% p.a.
Min. Deposit
RM0
Bank Rakyat Teenager Savings Account-i
Profit Rate
Islamic
Min. Deposit
RM10

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