RinggitPlus Search Page

1. RHB credit cards
  Best RHB Credit Cards in Malaysia
  RHB has got you covered with credit cards for all needs — from cashback, rewards, air miles, and airport lounge access, to business expenses. So don’t miss out on exclusive promotions and apply online with us today!
  - credit-card
2. Stand a chance to win RM5000 TrueMoney e-Wallet credits in Malaysia
  Apply for RHB credit cards with us and secure your chance to win RM5000 TrueMoney e-Wallet Credit or RM300 TrueMoney e-Wallet Credit, guaranteed. Your rewards await!
3. Alliance Bank credit cards
  Best Alliance Bank Credit Cards in Malaysia
  Alliance Bank offers great credit card deals for everyone. Offering a wide range of credit cards, alongside cashback perks and premium rewards, don’t miss out on applying for Alliance cards online!
  - credit-card
4. HSBC credit cards
  Best HSBC Credit Cards in Malaysia
  HSBC offers a wide selection of conventional and Islamic credit cards in Malaysia, including Amanah M-Power and Premier cards. Enjoy promotions and rewards beyond excellent dining deals and travel discounts.
  - credit-card
Credit Card
1. RHB Cash Back Visa Credit Card
  Earn cashback on everyday spending
  Cashback
  up to 10%
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
2. RHB Shell Visa Credit Card
  12% cashback for fueling at Shell
  - no annual fee
  - cashback
  Cashback
  up to 12%
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
3. RHB Rewards Motion Code Credit Card
  Reward Points on Everyday Purchases
  - no annual fee
  - rewards
  Cashback
  No
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
4. RHB Islamic Cash Back Credit Card-i
  Up to 10% Cashback!
  Cashback
  up to 10%
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
5. RHB Rewards Visa Credit Card
  Attractive Reward Points!
  - no annual fee
  - rewards
  Cashback
  No
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
6. RHB Visa Signature
  Travel & Golf Perks!
  Cashback
  up to 6%
  Interest Rate
  15% p.a.
  Annual Fee
  Free
  Min. Income
  RM6,666.67_/month
7. RHB Rewards MasterCard Credit Card
  For your everyday spending
  - no annual fee
  - rewards
  Cashback
  No
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
8. RHB Shell Visa Credit Card-i
  Up to 12% cashback for petrol
  Cashback
  up to 12%
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
9. RHB Cash Back MasterCard Credit Card
  Get cashback on daily expenses!
  Cashback
  up to 10%
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
10. MyEG-RHB Credit Card
  5X Loyalty Points!
  - rewards
  Cashback
  No
  Interest Rate
  15% p.a.
  Annual Fee
  RM88
  Min. Income
  RM2,000_/month
11. RHB Visa Infinite
  Golf and Travel Privilege!
  Cashback
  No
  Interest Rate
  15% p.a.
  Annual Fee
  Free
  Min. Income
  RM12,500_/month
12. RHB Premier Visa Infinite
  Golf & Travel Perks
  Cashback
  No
  Interest Rate
  15% p.a.
  Annual Fee
  Free
  Min. Income
  RM12,500_/month
13. RHB Corporate Credit Card
  Unlimited Cashback
  - cashback
  Cashback
  up to 1%
  Interest Rate
  15% p.a.
  Annual Fee
  RM150
  Min. Income
  RM -_/month
14. RHB Islamic Rewards Visa Credit Card-i
  Up to 10x Reward Points
  Cashback
  No
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
15. RHB World MasterCard Credit Card
  Up to 6% Cashback
  Cashback
  up to 6%
  Interest Rate
  15% p.a.
  Annual Fee
  Free
  Min. Income
  RM6,666.67_/month
16. RHB Islamic Rewards Motion Code Credit Card-i
  Secured transactions with Motion Code
  Cashback
  No
  Interest Rate
  15% p.a.
  Annual Fee
  Free*
  Min. Income
  RM2,000_/month
17. RHB World MasterCard Credit Card-i
  Up To 6x Free Airport Lounge Access
  Cashback
  up to 6%
  Interest Rate
  15% p.a.
  Annual Fee
  Free
  Min. Income
  RM6,666.67_/month
Savings Accounts
1. RHB Qard Savings Account-i
  Yearly Hibah Rewards
  - basic
  - islamic
  Min. Deposit
  RM100
  Profit Rate
  Islamic
2. RHB Basic Savings Account-i
  Monthly Profit!
  - basic
  - islamic
  Min. Deposit
  RM20
  Profit Rate
  0.25% to 0.28% p.a.
3. RHB Passbook Savings Account
  PIDM Insured
  Min. Deposit
  RM250
  Interest Rate
  0.1% to 0.75% p.a.
4. RHB MaxSave Account
  Save To the Max
  - basic
  Min. Deposit
  RM200
  Interest Rate
  0.35% to 1.25% p.a.
5. RHB Bonus Saver Account
  Earn Bonus Interest
  - high interest
  Min. Deposit
  RM500
  Interest Rate
  2.65% p.a.
6. RHB Statement Savings Account
  Passbookless Savings
  - basic
  Min. Deposit
  RM100
  Interest Rate
  0.1% to 0.85% p.a.
7. RHB MySave Account
  Tesco-RHB Debit Card
  Min. Deposit
  RM100
  Interest Rate
  0.25% p.a.
8. RHB Future Saver Account
  Complimentary Insurance
  - for teenagers
  Min. Deposit
  RM100
  Interest Rate
  0.5% to 1% p.a.
9. RHB Basic Savings Account
  Easy to Set Up!
  - basic
  Min. Deposit
  RM20
  Interest Rate
  0.25% to 0.28% p.a.
10. RHB Savings Account-i
  Free Phone Banking
  - islamic
  Min. Deposit
  RM20
  Profit Rate
  0.35% to 1.25% p.a.
11. RHB Children Account-i
  Free PA Takaful
  Min. Deposit
  RM20
  Profit Rate
  1.25% to 2.95% p.a.
12. RHB Junior Savings Account
  Only RM1 Deposit
  - for juniors
  Min. Deposit
  RM1
  Interest Rate
  0.6% to 1.95% p.a.
Current Accounts
1. RHB Premier Current Account
  Higher Interest Rates
  - high interest
  Min. Deposit
  RM1,000
  Interest Rate
  0.3% to 2.95% p.a.
  Service Charge
  RM5
2. RHB Smart Account-i
  Higher returns
  - high interest
  - islamic
  Min. Deposit
  RM1,000
  Profit Rate
  0.5% to 3% p.a.
  Service Charge
  RM10
3. RHB Smart Account
  Higher returns
  Min. Deposit
  RM1,000
  Interest Rate
  0.25% p.a.
  Service Charge
  RM10
4. RHB My1 Account
  Consolidate Statement
  Min. Deposit
  RM1,000
  Interest Rate
  0.7% to 1.25% p.a.
  Service Charge
  RM5
5. RHB Basic Current Account
  Free Statements
  - low deposit
  Min. Deposit
  RM500
  Interest Rate
  None
  Service Charge
  RM5
Car Insurance
1. RHB Insurance Comprehensive Private Car Insurance
  Claim For Accident
  - buy online
  - comprehensive
  Free Drivers
  1
  Free Towing
  up to RM300
  Claim Payout
  Agreed Value
2. RHB Insurance Third Party Private Car Insurance
  Car Damage Repair
  - third party
  Free Drivers
  0
  Free Towing
  No
  Claim Payout
  Market Value
3. RHB Insurance Third Party Fire and Theft Private Car Insurance
  Insure Your Wheels
  - third party fire and theft
  Free Drivers
  0
  Free Towing
  No
  Claim Payout
  Market Value
4. RHB Insurance Third Party Fire & Theft Motorcycle Insurance
  Cover For Your Wheels
  - third party fire and theft
  Free Drivers
  0
  Free Towing
  up to RM50
  Claim Payout
  Market Value
5. RHB Insurance Third Party Motorcycle Insurance
  Accident Claims
  - third party
  Free Drivers
  0
  Free Towing
  up to RM50
  Claim Payout
  Market Value
Travel Insurance
1. RHB Travel Protector Plus Domestic
  For Zero Hassle Trip
  Accidental Death
  up to RM100k
  Medical Expenses
  up to RM20k
  Travel Delay
  up to RM1k
2. RHB Annual Travel Protector Supreme
  Free Your Spirit
  Accidental Death
  up to RM500k
  Medical Expenses
  up to RM600k
  Travel Delay
  up to RM3.6k
3. RHB Travel Protector Plus Supreme
  Cover up to RM5mil
  Accidental Death
  up to RM300k
  Medical Expenses
  up to RM300k
  Travel Delay
  up to RM5k
4. RHB Annual Travel Protector Advance
  Annual Travel Insurance
  Accidental Death
  up to RM250k
  Medical Expenses
  up to RM300k
  Travel Delay
  up to RM2k
5. RHB Travel Protector Plus Advance
  RM200k PA Coverage
  Accidental Death
  up to RM200k
  Medical Expenses
  up to RM200k
  Travel Delay
  up to RM3.6k
Personal Loan
1. RHB Personal Financing
  Get approval within 24 hours
  - fast approval
  Interest Rate
  From 8.59% p.a.
  Tenure
  up to 7 years
  Min. Income
  RM2,000_/month
2. RHB Personal Financing-i Civil Sector
  Flat 5.75% p.a.
  - islamic
  - government glc
  Profit Rate
  From 5.75% p.a.
  Tenure
  up to 10 years
  Min. Income
  RM2,000_/month
3. RHB ASB Financing
  High Margin Financing
  - fast approval
  - low income
  Interest Rate
  From 4.8% p.a.
  Tenure
  up to 40 years
  Min. Income
  RM1,000_/month
4. RHB Pensioner Personal Financing-i
  Flat 7.15% p.a.
  - islamic
  - government glc
  Profit Rate
  From 7.15% p.a.
  Tenure
  up to 10 years
  Min. Income
  RM9,000_/month
Fixed Deposits
1. RHB P.A.Y.S Fixed Deposit
  Monthly Interest Pay
  - long term
  Interest Rate
  up to 2.45% p.a.
  Min. Deposit
  RM10,000
  Early Withdrawal
  Yes
2. RHB Islamic Commodity Murabahah Deposit-i
  5 Year Investment
  - long term
  - islamic
  Profit Rate
  up to 2.5% p.a.
  Min. Deposit
  RM1,000
  Early Withdrawal
  Yes
3. RHB Senior Fixed Deposit
  Senior Savings
  - for seniors
  - long term
  Interest Rate
  up to 2.5% p.a.
  Min. Deposit
  RM10,000
  Early Withdrawal
  Yes
4. RHB Ordinary Fixed Deposit
  Great Interest
  - long term
  Interest Rate
  up to 2.5% p.a.
  Min. Deposit
  RM500
  Early Withdrawal
  Yes
Home Loan
1. RHB Commodity Murabahah Skim Jaminan Kredit Perumahan Home Financing-i
  100% Financing
  - high margin
  - islamic
  Profit Rate
  from 4.55% p.a.
  Financing type
  Full Term islamic financing
  Tenure
  Up to 35 years
  Profit Type
  Floating profit rate
2. RHB My1 First Home Loan
  First-time home buyer
  Interest Rate
  from 4.1% p.a.
  Loan type
  Term loan
  Tenure
  Up to 35 years
  Interest Type
  Floating interest rate
3. RHB My1 Full Flexi Home Loan
  Full Flexi Home Loan
  - flexi
  Interest Rate
  from 4.6% p.a.
  Loan type
  Full-Flexi loan
  Tenure
  Up to 35 years
  Interest Type
  Floating interest rate
4. RHB Equity Home Financing-i
  With Redraw Facility
  Profit Rate
  from 4.65% p.a.
  Financing type
  Full-Flexi islamic financing
  Tenure
  Up to 35 years
  Profit Type
  Floating profit rate
Car Loans
1. RHB Vehicle Financing-i
  Variable rate financing
  - flexi
  Profit Rate
  3.18% p.a.
  Tenure
  up to 9 years
  Margin of finance
  Up to 90%
2. RHB Hire Purchase
  Easy application
  - flexi
  Interest Rate
  3.18% p.a.
  Tenure
  up to 9 years
  Margin of finance
  Up to 90%
Easy Payment Plan
1. RHB Smart Instalment
  Free of Charge
  Best Interest Rate
  from 0% p.a.
  Minimum Amount
  RM500
  Early Termination Fee
  No Fee
2. RHB Dial-An-Instalment
  For Retail Transaction
  Best Interest Rate
  from 0% p.a.
  Minimum Amount
  RM500
  Early Termination Fee
  No Fee
Business Loan
1. RHB SME Online Financing
  Fast and Simple Loan
  Interest Rate
  from 8.45% p.a.
  Annual Turnover
  RM500k - RM25m
Home Insurance
1. RHB Houseowners/Householders Insurance
  Comprehensive Coverage
  Home Repairs
  Not Covered
  Rent Insurance
  Covered
  Death Benefits
  Covered
  TPD Benefits
  Not Covered
Medical Cards
1. RHB Insurance MediSure Supreme Insurance Medical Card
  Better Care
  Annual Limit
  up to RM1m
  Lifetime Limit
  No limit
  Room & Board
  up to RM550
  Coverage Age
  30 days - 100 years
Critical Illnesses
1. RHB Critical Guard Insurance
  Additional benefits
  - early stage
  - female
  Min Sum Covered
  RM50k
  No. of Illness
  36
  Entry Age
  30 days - 60 years
  Max Cover Age
  Not applicable
Personal Accident Insurannce
1. RHB Max Personal Accident Insurance
  Everyday Protection
  Accidental Death
  up to RM1m
  Permanent Disablement
  up to RM1m
  Medical Expenses
  up to RM10k
Balance Transfer
1. RHB Smart Move Balance Transfer
  Low Interest Rates
  Best Interest Rate
  0% p.a.
  Minimum Transfer
  RM1,000
  Max Duration
  36 months
Blog Posts
1. Grab This Chance To Win Cash Prizes, iPad Pro M4, And More On Unbox This Week
  Love is in the air this February, and so are amazing prizes! Celebrate this season of affection with […]
  
  Feb 10, 2025
2. RHB Launches Malaysia’s First Debit-Linked Buy Now, Pay Later Solution
  RHB Banking Group has introduced RHB PayLater, the first buy now, pay later (BNPL) solution in Malaysia that […]
  
  Feb 5, 2025
3. Banks Step Up To Provide Flood Relief Assistance In Sabah And Sarawak
  The recent floods in Sabah and Sarawak have left many communities grappling with significant losses, displacing families and […]
  
  Feb 4, 2025
4. Unbox The Latest iPhone 16 Pro, RM4,500 Touch ‘n Go eWallet Credits, iPad Pro M4, And More!
  We are now in the first week of February! Enjoy amazing prizes on Unbox This Week with RinggitPlus! […]
  
  Feb 3, 2025
5. Unbox The Latest iPhone 16 Pro, RM5,000 Touch ‘n Go eWallet Credits, Guaranteed JBL Beam 3, And More!
  Chinese New Year is only 2 days away! See if luck is on your side to win fantastic […]
  
  Jan 27, 2025
6. 2025 Malaysian Bank Ang Pow Design: Slithering Into Another Totally Subjective Review
  After a roaring return to festive celebrations last year, Chinese New Year 2025 is coming in hot – […]
  
  Jan 24, 2025
7. Build Your Dream Home With The RHB Full Flexi Home & Renovation Loan/Financing
  A home is more than just a place to live—it’s a space to grow, create memories, and unlock […]
  
  Jan 24, 2025
8. Three iPhones Plus More Prizes Up For Grabs On Unbox This Week
  This week, you could win the latest iPhone 16 Pro Max, a JBL Live Beam 3, and guaranteed […]
  
  Jan 20, 2025
9. Unbox The Latest Macbook Pro M4, RM5,678 Touch ‘n Go eWallet Credits, JBL Live Beam 3, And More!
  It’s time to try your luck at winning fantastic prizes on Unbox This Week with RinggitPlus! Stand a […]
  
  Jan 13, 2025
10. Best Fixed Deposit Accounts In Malaysia – January 2025
  We provide monthly updates on the best fixed deposit rates in Malaysia with tables showing the top 5 rates for the duration of 1, 3, 6, 9, and 12 months.
  
  Jan 7, 2025