Affin Bank

Affin Investment Bank Share Margin Financing

A pathway to leverage on your existing securities, eligible for individuals and corporations wishing to capitalise on market opportunities

    • Minimum Financing RM50000
    • Margin Of Financing up to 50%
    • Margin Call Threshold up to 60%
    • Remisier allowed
    • Cash Withdrawal up to 50 %
  • Collateral TypeTrading Limit
  • You BorrowInterest Rate
    more than RM500008.00%

Fees & Charges

There are always fees but how much are they?

Stamp Duty
0.5% of financed amount
Roll-over Fees
0.5% per quarter
Account Opening Fee
RM 10


Do you qualify?

Minimum age
21 years old
Maximum age
65 years old
Who can Apply
Anyone residing in Malaysia

Frequently Asked Questions about Affin Investment Bank Share Margin Financing

Things you might want to know

How much can I borrow from Affin Investment Bank?

The margin of financing on Affin Investment Bank Share Margin Financing is 50% for borrowing greater than RM50000. Once your share margin account has a borrowing ratio of more than 50% due to a change in your share price you will have hit the maintenance margin, often referred to as the margin call.

Affin Investment Bank will accept the following:

Cash1 time
Quoted Shares
1 - 2 times

Shares purchased using margin financing would also form part of the collateral to increase your equity against your borrowings.

Can I withdraw cash from my margin account?

Withdrawal of cash is allowed subject to the loan margin not exceeding 50% thereafter.

Will I be allowed to choose my own broker?

If you have an existing relationship with a brokerage firm you will be able to carry on with the same remisier. If not, Affin Investment Bank will be able to appoint one for you.

Who is eligible for the Affin Investment Bank Share Margin Financing?

Individuals who meet the following criteria are eligible to open margin accounts :

  • Malaysian citizens above 18 years old
  • Foreigners and non-residents above 18 years old
  • Applicant above 60 years old should have a guarantor (where applicable)

What documents must I provide?

The following documents are required :

  • Fully and properly completed Margin Account Application Form
  • Two (2) copies of NRIC / Passport (for foreigners) / Authority Card (for Armed Forces and Police Personnel)
  • Bank statement ( latest three months )
  • Form J / EA Form ( latest three years ) OR
  • Salary slip ( latest three months )

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