CIMB

CIMB Share Margin Financing

Trade shares on Bursa Malaysia conveniently - no account opening fees, a wide range of accepted collateral, and high financing ratio of up to 60%

    • Minimum Financing RM50000
    • Maximum Financing RM5000000
    • Margin Of Financing up to 60%
    • Margin Call Threshold up to 60%
  • Collateral TypeTrading Limit
    Cashx2.5
    Sharesx1.5
    Fixed Depositx2.5
  • You BorrowInterest Rate
    RM50000 - 50000001.90%

Fees & Charges

There are always fees but how much are they?

Stamp Duty
None
Roll-over Fees
0.5% per quarter
Documentation Fee
RM 200
Account Opening Fee
RM 0

Requirements

Do you qualify?

Minimum age
21 years old
Maximum age
70 years old
Who can Apply
Anyone residing in Malaysia

Frequently Asked Questions about CIMB Share Margin Financing

Things you might want to know

How much can I borrow when I use CIMB Share Margin Financing?

CIMB will provide a margin of financing of up to 60%, or a maximum amount of RM5 million, to leverage the collateral you have placed into your CIMB share margin account.

Can I choose my own broker?

You will be unable to do so; CIMB will appoint a remisier from their own panel of approved brokers.

What can be accepted as collateral?

CIMB will accept the following:

    CollateralLeverage
    Cash2 - 2.5 times
    Fixed Deposit
    2 - 2.5 times
    Quoted Shares
    1 - 1.5 times

You can leverage your cash or fixed deposit up to a credit limit of 2 to 2.5 times, and quoted shares from 1 to 1.5 times above the amount you've deposited.

What are my ongoing committments?

Like any other loan, you will have to pay interest on your borrowing, which is pegged to the BLR. If there are fluctuations in the BLR, your interest payments will change accordingly.

Is there a cash advance option for this product?

Unfortunately, no, there isn't. You will not be able to withdraw additional funds against your share margin account.

I am a foreigner who is staying in Malaysia, am I eligible to use this product?

Yes, most certainly are! Any Malaysian or non-Malaysian residing in the country who is at least 21 years of age can apply for a share margin account.

If you fit all of the above criteria go ahead and gather the documents listed below:

  • NRIC(both sides)
  • Recent BE/EA/2 months payslip
  • Latest bank statement
  • Redemption cases: Furnish the latest margin account statement from your existing financier

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