RHB

RHB Invest Share Margin Financing Classic

Grow your investments hassle free - no unnecessary fees and no minimum deposit required - get rich on the bank's money!

    • Minimum Financing RM50000
    • Margin Of Financing up to 60%
    • Margin Call Threshold up to 67%
    • Remisier allowed (Within RHB's panel)
    • Cash Withdrawal up to 60 %
  • Collateral TypeTrading Limit
    Cashx2.5
    Sharesx1.5
    Fixed Depositx2.5
  • You BorrowInterest Rate
    more than RM500003.15%

Fees & Charges

There are always fees but how much are they?

Stamp Duty
None
Roll-over Fees
0.5% per quarter
Account Closing Fee
RM 20

Requirements

Do you qualify?

Minimum age
21 years old
Maximum age
65 years old
Who can Apply
Anyone residing in Malaysia

Frequently Asked Questions about RHB Invest Share Margin Financing Classic

Things you might want to know

How much can I borrow using RHB Invest Share Margin Financing Classic?

The minimum you can borrow from RHB would be RM50000, or up to a ratio of 60% against your own equity. The margin call will be triggered when the ratio of your margin loan amount exceeds the value of your deposited collateral at 67%.

When you've hit margin call territory, a bank representative will give you a call to request that you regularise your account position within three market days to avoid a forced sale of a portion of your shares, which will effectively close your account.

Do I get to choose my own remisier?

Yes, but only if your chosen remisier has an existing relationship with RHB Investment Bank.

What does RHB accept as collateral?

RHB Bank accepts collateral in the form of:

Collateral Leverage
cash 2.5 times
fixed deposit
2.5 times
listed shares
1.5 times

You will still receive dividends on the shares you have set into the account with RHB

What kind of shares can I invest in?

You can invest in both the main market as well as selected ACE market stocks listed on Bursa Malaysia. Other than that, RHB Bank also accept warrants of acceptable stocks with more than 180 days of expiry.

Do I have any monthly obligations?

You may choose to accumulate your monthly interest and charges (if any) and consolidate them as part of your principal loan so long as your margin of excess cash does not breach RHB's margin call threshold.

Can I withdraw money from the SMF account?

Yes you can, there is a cash advance option of up to 60% of the remaining balance in your account.

Can you tell me what documents I need to apply?

Individual:

  • Photocopy of NRIC or Passport
  • latest Form B /BE /EA ; or
  • latest 3 months salary slips; or
  • latest 3 months bank statements reflecting monthly salary crediting, active transactions and healthy balance; or
  • Latest CDS statement from Bursa Malaysia or shares Statement from financier / stockbroker

Corporation:

  • CTC Form 9,24,44,49, M & A
  • Last 2 years audited accounts
  • Latest 3 months bank statements
  • Complete and sign Guarantor's Particular Form for all directors
  • latest Form B /BE /EA ; or
  • latest 3 months salary slips; or
  • latest 3 months bank statements reflecting monthly salary crediting, active transactions and healthy balance; or
  • Latest CDS statement from Bursa Malaysia or shares Statement from financier / stockbroker

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