RHB

RHB Invest Share Margin Financing Strategy

Invest intelligently - a special share margin option for traders who prefer to trade single counters or related counters acceptable by the RHB

    • Minimum Financing RM100000
    • Margin Of Financing up to 60%
    • Margin Call Threshold up to 67%
    • Remisier allowed (Within RHB's panel)
    • Cash Withdrawal up to 60 %
  • Collateral TypeTrading Limit
    Cashx2.5
    Sharesx1.5
    Fixed Depositx2.5
  • You BorrowInterest Rate
    more than RM1000003.15%

Fees & Charges

There are always fees but how much are they?

Stamp Duty
None
Roll-over Fees
0.5% per quarter
Account Opening Fee
RM 10

Requirements

Do you qualify?

Minimum age
21 years old
Maximum age
65 years old
Who can Apply
Anyone residing in Malaysia

Frequently Asked Questions about RHB Invest Share Margin Financing Strategy

Things you might want to know

How much can I borrow for the RHB Share Margin Financing Strategy?

You can borrow to invest from RHB up to a margin of 60%, or at a minimum amount of RM100000. The bank will request that you re-balance your account with additional collateral within three market days, if the margin call is triggered at the 67% margin mark.

You shouldn’t panic during a margin call. It is not like a default on an ordinary loan. Instead, it is a timely reminder to re-secure your position.

Do I get to choose my own remisier?

Of course, you would be able to do exactly that, given that the person of your choice is attached to RHB Investment Bank.

What does RHB accept as collateral?

You must provide security for your loan in the form of:

Collateral Leverage
cash 2.5 times
fixed deposit 2.5 times
listed shares 1.5 times

Your shares that you have set into your share margin account will work double-time because they will still be able to earn dividends on your behalf.

What kind of shares can I invest in?

While other margin accounts allows for a minimum of three trading counters, this option is made specifically for you to invest in single counter/related counters acceptable by RHB Bank.

How do I pay my interest fees?

You can include all your monthly interest fees into your principal loan amount, as long as you have not yet breached the agreed margin call line.

Does that mean I can withdraw cash from the account?

Yes, you can withdraw up to a 60% margin, against the collateral in your share margin account.

What documents do I need?

Here are the documents you need

Individual:

  • Photocopy of NRIC or Passport
  • Photocopy of proof of income as follows:
  • latest Form B /BE /EA ; or
  • latest 3 months salary slips; or
  • latest 3 months bank statements reflecting monthly salary crediting, active transactions and healthy balance; or
  • Latest CDS statement from Bursa Malaysia or shares Statement from financier / stockbroker

Corporation:

  • CTC Form 9,24,44,49, M & A
  • Last 2 years audited accounts
  • Latest 3 months bank statements
  • Complete and sign Guarantor's Particular Form for all directors

    Photocopy of proof of income of guarantor as follows:

  • latest Form B /BE /EA ; or
  • latest 3 months salary slips; or
  • latest 3 months bank statements reflecting monthly salary crediting, active transactions and healthy balance; or
  • Latest CDS statement from Bursa Malaysia or shares Statement from financier / stockbroker

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