Underwritten by Sun Life Malaysia Assurance Berhad

CIMB Sun Protector

A 15-year term insurance with high protection of up to 300% your basic sum assured for death and total disability. Premium refund at maturity with loyalty and birthday cash bonuses!

    • RM15k Minimum Sum Assured
    • Death Coverage Until Age 55
    • Death Benefit Up To 100% of Sum Assured

Get covered now with CIMB Sun Protector

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How to Claim

Who do I call to make a claim or state an emergency?

CIMB Hotline
  •  1300880900
  • Features

    What makes this CIMB insurance policy stand out?

    Cover Type
    term-life insurance
    Cover Term
    protection up to age 55
    Premium Type
    flat rate. stays the same throughout policy term.
    Premium Discount
    up to 25% paid back upon policy maturity.
    Loyalty Bonus
    cash reward equal to one year premium for every 3 years.
    Income Tax Relief
    up to a maximum of RM6,000 a year.

    Protection for Your Family

    How will CIMB help to secure my family’s financial future?

    What's covered by your insurance plan
    Main Coverage
    Coverage Period
    Am I Protected?
    Natural Death
    A lump-sum payment to your family when you die of natural causes
    up to 55 years oldYes, up to 100% of sum assured
    Accidental Death
    Death due to injury from an accident. Acts of war and illegal activities exempted.
    up to 55 years oldYes, up to 200% of sum assured
    Accidental Total and Permanent Disability
    Cash payout if you’re handicapped because of serious injuries from an accident.
    up to 55 years oldYes, up to 200% of sum assured
    Public Conveyance Total and Permanent Disability
    Permanent injury when using public transportation such as plane, taxi, or LRT.
    up to 55 years oldYes, up to 300% of sum assured

    Age Requirements

    Am I eligible to apply for this CIMB insurance?

    Minimum Age
    at least 18 years of age
    Maximum Age
    at most 40 years of age
    Expiry Age
    at most 55 years of age

    Frequently Asked Questions about CIMB Sun Protector

    Things you might want to know

    What's the CIMB Sun Protector all about?

    Sun Protector is a term insurance plan by CIMB underwritten by Sun Life Malaysia Assurance that provides complete financial protection for your loved ones upon your death or if you become permanently disabled because of an accident.

    You'll also be rewarded for being a long-time CIMB Sun Protector policyholder with perks such as loyalty bonuses and birthday treat benefits throughout all 15 years of your policy period.

    How much cash can you get out of your policy? Lump-sum cash payments of up to 300% of your original sum assured will be payable upon death or total and permanent disability ( TPD) due to natural or accidental causes. 

    Tell me more about the loyalty and birthday treat bonuses?

    Sure thing! For the loyalty bonus, you'll be guaranteed a cash bonus equivalent to your yearly premium amount every 3 years - consider it a cashback on your premium payments!

    Similarly, the birthday treat is also a lump sum cash reward amounting to 8 times your monthly premium, payable every 5 years during your birthday month. That's not all, during your last policy year, you'll get 16 times your monthly premium during your birthday month.

    Can I also get a full premium discount at maturity for no claims?

    Not quite, but you will get back 25% of your total premiums paid minus any claims or cash payments throughout your policy term.

    When will my CIMB Sun Protector policy expire?

    Once you've signed up for the CIMB Sun Protector, you and your family will enjoy protection for up to 15 years. You can only renew your policy until you reach the age of 55.

    How and when do I need to pay for my insurance plan?

    You can pay for your insurance policy using credit card, debit card, or direct debit from your checking account. You'll have the flexibility to choose yearly, half-yearly, quarterly, or monthly payments.

    Who can buy this CIMB insurance policy?

    You can buy the CIMB Sun Protector when you're as young as 18 years old. The cut-off age is 40 years old and your plan will expire once you reach the age of 55.

    If you're a parent wanting to buy a complete life insurance plan with loyalty benefits for your teenage children and spouse, the CIMB Sun Protector might just be the thing for you - it's simply more than a conventional insurance policy!

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