Underwritten by Etiqa Insurance Berhad

Etiqa Ezy-Life Secure

Pick up the life protection policy that covers you from the age of 16. Never have to worry about what to do when something bad happens, just leave it to Etiqa. Choose the plan that suits you, your family and your budget best!

    • RM50k Minimum Sum Assured
    • Death Coverage Until Age 80
    • TPD Benefit Up To 100% of Sum Assured

Build a More Secure Future with Etiqa Ezy-Life Secure

Build a More Secure Future with Etiqa Ezy-Life Secure

Get covered now with Etiqa Ezy-Life Secure

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How to Claim

Who do I call to make a claim or state an emergency?

Etiqa Hotline
  •  1300138888
  • Features

    What makes this Etiqa insurance policy stand out?

    Cover Term
    Protection up to age 80
    Premium Type
    Flat rate. Stays the same throughout coverage term.

    Protection for Your Family

    How will Etiqa help to secure my family’s financial future?

    What's covered by your insurance plan
    Main Coverage
    Coverage Period
    Am I Protected?
    A lump-sum payment to your family when you die of any causes
    from 17 to 80 years oldYes
    Accidental Death
    Death due to injury from an accident. Acts of war and illegal activities exempted.
    from 17 to 60 years oldYes, up to 100% of sum assured
    Total and Permanent Disability
    When you’re unable to work or take care of yourself due to ongoing injury or sickness
    from 17 to 63 years oldYes, up to 100% of sum assured
    Accidental Total and Permanent Disability
    Cash payout if you’re handicapped because of serious injuries from an accident.
    from 17 to 63 years oldYes, up to 100% of sum assured

    Age Requirements

    Am I eligible to apply for this Etiqa insurance?

    Minimum Age
    at least 17 years of age
    Maximum Age
    at most 60 years of age
    Expiry Age
    at most 80 years of age

    Frequently Asked Questions about Etiqa Ezy-Life Secure

    Things you might want to know

    What is Ezy-Life Secure?

    For protection that matters, the Ezy-Life Secure by Etiqa is a term-life policy that looks after your family if anything were to happen to you, resulting in death or total permanent disability.

    You are significant to your family, whatever your age or position, therefore planning ahead to protect them should be your number one priority. Ezy-Life Secure ensures that 100% of your sum assured will be granted to your family when the need it.

    What does my coverage look like?

    Much like any protection programme, this policy takes into consideration the financial instability that your family or loved ones will face without you to provide for them. Therefore, you are covered for both natural and accidental death up to the age of 80.

    Should anything happen to you a lump sum payment of 100% your insured sum will be credited to your nominated family member. The rule also applies in the case you face total and permanent disability, impairing your work life.

    You have the option of going for a coverage of RM50,000 all the way up to RM200,000. You can increase your benefit amount in intervals of RM10,000 whenever you need to.

    How do I become eligible for Ezy-Life Secure?

    Simple. Since this is an insurance policy that wants to encourage planning ahead, the minimum age for you to be eligible is 17 or the age of 17 on your next birthdat. Anyone from 16 up to the age of 63 can purchase the policy, after which you can keep renewing it up to the age of 80.

    The approval of the application will take into consideration the general state of your health as well.

    What about the premiums?

    The premiums for this policy will be determined upon your application, depending on what you want your sum assured to be. Not to worry, the premiums are fixed throughout the duration of your tenure and will not change.

    Aside from that, you will have the option of either paying a monthly premium or an annual premium.

    Is there a penalty for late payments?

    If you’re always forgetting to pay your premiums, don’t worry. There is still have a 31-day grace period from your payment due date for you to make your payments.

    However, if you keep missing out on your payments, Etiqa is at liberty to terminate your term-life policy prematurely. So maybe set reminders and pick payment plan that works best with your schedule and lifestyle. 

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