Etiqa

Underwritten by Etiqa Insurance Berhad

Etiqa Ezy-Secure

Keep smiling with Etiqa's term-life protection, a plan that gives you, comprehensive coverage and is guaranteed to look after your loved ones when they need you most.

    • RM100k Minimum Sum Assured
    • Full Refund at Maturity
    • Death Coverage Until Age 80
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured

Get covered now with Etiqa Ezy-Secure

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How to Claim

Who do I call to make a claim or state an emergency?

Etiqa Hotline
  •  1300138888
  • Features

    What makes this Etiqa insurance policy stand out?

    Cover Term
    Protection up to age 80
    Premium Type
    Progressive rate. Increases as you age.
    Maturity Refund
    Get a full refund at the end of your coverage term .

    Protection for Your Family

    How will Etiqa help to secure my family’s financial future?

    What's covered by your insurance plan
    Main Coverage
    Coverage Period
    Am I Protected?
    Death
    A lump-sum payment to your family when you die of any causes
    from 21 to 80 years oldYes, up to RM500000
     
    Total and Permanent Disability
    When you’re unable to work or take care of yourself due to ongoing injury or sickness
    from 21 to 45 years oldYes, up to RM500000
     

    Age Requirements

    Am I eligible to apply for this Etiqa insurance?

    Minimum Age
    at least 21 years of age
    Maximum Age
    at most 45 years of age
    Expiry Age
    at most 80 years of age

    Frequently Asked Questions about Etiqa Ezy-Secure

    Things you might want to know

    What is Ezy-Secure?

    Ezy-Secure, is a term-life protection plan offered by Etiqa Insurance to protect you and your loved ones, if anything were to happen to you, resulting in death or total permanent disability.

    Family is important and you, regardless of who you are, play an important role in your family, with this plan you can ensure that they are your first priority. Ezy-Life Secure ensures that 100% of your sum assured will be granted to your family when the time comes that they need it.

    What does my coverage look like?

    The policy comes with coverage for both death due to natural causes, as well as total and permanent disability. Both benefits will activate a 100% pay-out of your chosen sum assured.

    Coverage for Death will extend to your 80th birthday if not sooner. However, the coverage for Total and Permanent Disability is only available to you till your 45th birthday.

    You have the option of going for a coverage of RM50,000 all the way up to RM200,000. You can increase your benefit amount in intervals of RM10,000 whenever you need to.

    How do I become eligible for Ezy-Secure?

    Simple. Since this is an insurance policy that wants to encourage planning ahead, the minimum age for you to be eligible is 21. Anyone from 21 up to the age of 45 can purchase the policy, after which you can keep renewing it up to the age of 80.

    The approval of the application will take into consideration the general state of your health as well.

    What about the premiums?

    The premiums for this policy will be determined upon your application, depending on what you want your sum assured to be. Not to worry, the premiums are fixed throughout the duration of your tenure and will not change.

    Aside from that, you will have the option of either paying a monthly premium or an annual premium. 

    Is there a penalty for late payments?

    If you’re always forgetting to pay your premiums, don’t worry. There is still have a 31-day grace period from your payment due date for you to make your payments.

    However, if you keep missing out on your payments, Etiqa is at liberty to terminate your term-life policy prematurely. So maybe set reminders and pick payment plan that works best with your schedule and lifestyle.

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