Etiqa Ezy-Secure

Keep smiling with Etiqa's term-life protection, a plan that gives you, comprehensive coverage and is guaranteed to look after your loved ones when they need you most.

Etiqa Ezy-Secure
Min Sum Assured
Death Benefit
up to 100% of sum assured
Death Coverage
until age 80
Accidental Death Benefit
TPD Benefit
up to 100% of sum assured

How to Claim

Who do I contact if I have a question or emergency?

Etiqa Hotline


Cover Term
Protection up to age 80
Premium Type
Progressive rate. Increases as you age.


How will Etiqa help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • from 21 up to 80  years old
  • Yes , up to RM500k  
Total and Permanent Disability (TPD)
  • from 21 up to 45  years old
  • Yes , up to RM500k  


Minimum Entry Age
At least 21 years of age
Maximum Entry Age
At most 45 years of age
Coverage Expiry Age
At most 80 years of age

More Information

What is Ezy-Secure?

Ezy-Secure, is a term-life protection plan offered by Etiqa Insurance to protect you and your loved ones, if anything were to happen to you, resulting in death or total permanent disability.

Family is important and you, regardless of who you are, play an important role in your family, with this plan you can ensure that they are your first priority. Ezy-Secure ensures that 100% of your sum assured will be granted to your family when the time comes that they need it.

What does my coverage look like?

The policy comes with coverage for both death due to natural causes, as well as total and permanent disability for Malaysians between 21 and 45 years old. Both benefits will activate a 100% pay-out of your chosen sum assured.

You have the option of going for a coverage of RM100,000 all the way up to any higher amount. You can increase your benefit amount in intervals of RM10,000 whenever you need to. You can also opt to be covered from a minimum of 5 years, up to 80 years old.

How do I become eligible for Ezy-Secure?

Simple. Since this is an insurance policy that wants to encourage planning ahead, the minimum age for you to be eligible is 21. Anyone from 21 up to the age of 45 can purchase the policy, after which you can keep renewing it up to the age of 80.

The approval of the application will take into consideration the general state of your health as well.

What about the premiums?

The premiums for this policy will be determined upon your application, depending on what you want your sum assured to be. Not to worry, the premiums will progress throughout the duration of your tenure.

Aside from that, you will have the option of either paying a monthly premium or an annual premium. 

Is there a penalty for late payments?

If you’re always forgetting to pay your premiums, don’t worry. There is still have a 31-day grace period from your payment due date for you to make your payments.

However, if you keep missing out on your payments, Etiqa is at liberty to terminate your term-life policy prematurely. So maybe set reminders and pick payment plan that works best with your schedule and lifestyle.

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