Etiqa

Underwritten by Etiqa Takaful Berhad

Etiqa i-Secure

Etiqa's i-Secure is a takaful family protection plan that will serve you with coverage in the case of Death as well as, Total and Permanent Disability. This protection is not only meant to benefit you, but offers your loved ones peace of mind too.

    • RM100k Minimum Sum Assured
    • Death and TPD Coverage Until Age 45
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured

Get covered now with Etiqa i-Secure

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How to Claim

Who do I call to make a claim or state an emergency?

Etiqa Hotline
  •  1300138888
  • Features

    What makes this Etiqa insurance policy stand out?

    Cover Term
    Protection up to age 75
    Premium Type
    Progressive rate. Increases as you age.
    Plan Renewal
    Option to renew plan .
    Income Tax Relief
    Up to a maximum of RM6,000 a year.

    Protection for Your Family

    How will Etiqa help to secure my family’s financial future?

    What's covered by your insurance plan
    Main Coverage
    Coverage Period
    Am I Protected?
    Death
    A lump-sum payment to your family when you die of any causes
    from 21 to 45 years oldYes, up to RM500000
     
    Total and Permanent Disability
    When you’re unable to work or take care of yourself due to ongoing injury or sickness
    from 21 to 45 years oldYes, up to RM500000
     

    Age Requirements

    Am I eligible to apply for this Etiqa insurance?

    Minimum Age
    at least 21 years of age
    Maximum Age
    at most 45 years of age
    Expiry Age
    at most 75 years of age

    Frequently Asked Questions about Etiqa i-Secure

    Things you might want to know

    What is i-Secure by Etiqa Takaful?

    For protection that counts, i-Secure is a term takaful policy that provides lump sum payments for your family if anything were to happen to you as a result of Death or Total and Permanent disability.

    You are an important member of your family, regardless of age and ability. So, don't take life for granted! Plan ahead so that in case a tragedy occurs that results in your death or permanent disability, your loved ones are covered.

    Am I covered in the case of Death or Permanent Disability?

    This takaful plan is tailored especially for situations that compromise the financial security of your family. In the event of your Death, your family will receive 100% of the sum assured, the coverage will be active till you turn 80 years old. However, this is subject to your death occurring after the first year of your certificate term.

    The same coverage applies for total and permanent disability. you'll receive 100% of your sum assured, should you be totally and permanently disabled, due to unforeseen circumstances or illnesses. This is subject to your permanent disability occurring before you've turn 45.

    How much coverage do I get with this takaful policy?

    That is entirely up to you! The i- Secure offers coverage plans, with the minimum sum assured of RM100,000 and a maximum sum assured of RM500,000. As long as you do not subscribe to a maximum of RM500,000 you can add to your sum assured in intervals of RM10,000.

    You can also subscribe to multiple plans, as long as the collective sum assured, is equal to or below RM500,000.

    How is this a Takaful plan?

    i- Secure applies the concept of Wakalah where a fee is paid to Etiqa Takaful Berhad to manage your contributions on your behalf. The Wakalah fee is a fixed deduction of 30% from the contributions in addition to a RM50 deduction per annum per certificate.

    How do I qualify for the i-Secure?

    That is a question with an easy answer. You are eligible for this term takaful product if you are at least 21 years of age and can still apply for it as long as you are under 45 years of age. The approval of your application will be based on your fulfillment of Etiqa's health requirements.

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