Life is unpredictable and unexpected events can instantly turn your life upside down but with a life insurance plan at hand, have peace of mind knowing that the future of your loved ones is being protected.
What is Generali eLife Protector+?
Generali eLife Protector+ is a standalone online yearly renewable term life insurance plan that provides coverage to the Insured against Death (due to any causes), Total and Permanent Disability (TPD) and Accidental Death.
What coverage do I get?
If you are trying to provide some financial assistance to your loved ones should death (due to any causes) happen to you, Generali will pay 100% of the Basic Sum Insured in a lump sum to your nominated individual.
For unfortunate death caused by an accident, on the other hand, an additional 100% of the Basic Sum Insured is payable, subject to a maximum of RM2,000,000 per life.
In the case where you are diagnosed and suffer from a Total and Permanent Disability (TPD), you will get 100% of the Basic Sum Insured subject to a maximum of RM4,000,000 per life by Generali.
Check out the product brochure for more details.
Tell me about the premiums.
The premiums for this policy will be determined upon your application, depending on what you want your sum insured to be (from RM25,000 up to RM500,000).
Premium is based on attained age. Generali has the right to revise the premiums at your policy anniversary by giving you at least 90 days’ notice.
Am I eligible to apply for Generali eLife Protector+?
Any Malaysian aged 16 up to 55 years old is eligible to apply for Generali eLife Protector+. This term life insurance plan can also be renewed yearly until the age of 75.
Best to note that the approval of your application will take into consideration the general state of your health as well.
Are there any fees I should know about?
You only need to apply online for the Generali eLife Protector+ hence no -commission shall be imposed on you as there is no intermediary involved.
Who should I contact if I would like to find out more about policy servicing and enquiries?
For assistance and enquiries, you may contact Generali’s Customer Care Helpline at 1300-88-1616 (Monday to Thursday: 8.30 am - 5.30 pm, Friday: 8.30 am - 5.00 pm), email [email protected], or visit their nearest branch.
Click to read the Policy Contract.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
