Hong Leong Assurance Active Lifestyle Protector Deluxe

A 5-year protection plan with overseas traveling benefits such as hospitalisation income, 24/7 emergency assistance, and compensation for loss documents. Get loyalty and no-claim bonuses!

Hong Leong Assurance Active Lifestyle Protector Deluxe
Min Sum Assured
Death Benefit
up to RM10k
5-Year Protection Plan
only RM30 a month
Accidental Death Benefit
TPD Benefit

How to Claim

Who do I contact if I have a question or emergency?

Hong Leong Assurance Hotline


Cover Term
5 years protection
Premium Type
Flat rate. Stays the same throughout coverage term.
No Claim Bonus
70%of total premiums paid
Loyalty Bonus
Total of 3 months' premium.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Hong Leong Assurance help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • 5 years protection
  • 5 years protection
  • Yes , RM5k in Malaysia  
  • Yes , RM10k while overseas  
Accidental Death
  • 5 years protection
  • 5 years protection
  • Yes , RM25k in Malaysia  
  • Yes , RM50k while overseas  
Daily Hospitalisation Income Benefit
  • 5 years protection
  • 5 years protection
  • Yes , RM150 each day, limited to 730 days per disability in Malaysia  
  • Yes , RM300 each day, limited to 30 days per disability while overseas  
Emergency Medical Evacuation and Repatriation
  • 5 years protection
  • Yes , RM250k  per event
Loss of Travel Documents Benefit
  • 5 years protection
  • Yes , RM1.5k  limited to one claim only per year


Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 50 years of age
Coverage Expiry Age
At most 65 years of age

More Information

What's special about this Hong Leong Assurance Active Lifestyle Protector Deluxe?

You wouldn't go on holiday without your tickets or your passport, but you're happy to set off without any insurance protection? Surely your health and well-being should be on top of your pre-trip planning list!

For smart travellers, a comprehensive 5-year term life insurance policy like the Hong Leong Assurance Active Lifestyle Protector Deluxe that covers you while you're in Malaysia and abroad is essential - get covered for loss travel documents, hospitalisation, 24-hour VIP emergency assistance, and compensation for your family in the event of your death.

Tell me more about the main benefits?

In case of your death while abroad or in Malaysia, your family members will get compassionate allowance benefits of RM5,000 in Malaysia or RM10,000 while overseas. If it turns out that your death was caused by an accident, your family members will get five times the benefit payable.

On top of that, this insurance plan offers hospitalisation benefit in Malaysia for 730 days per any one disability - again double the amount if you're hospitalised overseas for 30 days.

If you've lost your passport abroad, Hong Leong Assurance will pay you a lump sum cash benefit of RM1500 to compensate the expenses incurred which is limited to 1 claim only per policy year.

How about the 24-Hour VIP emergency assistance service?

Hong Leong Assurance is made available with Emergency Assistance Services Programme to assist you on emergency medical evacuation and repatriation where getting to the nearest hospital is the least of your worries - the maximum coverage is RM250,000 per event.

If you're traveling alone and have to be hospitalised for more than a week, Hong Leong Assurance will arrange a compassionate visit for up to 2 family members or friends, subject to further approval.

How much do I need to pay?

Boy you're in for a surprise - for all the benefits this Hong Leong Assurance insurance plan has to offer, you'll only be paying a crazy low fee of RM30 each month for 5 years protection!

Can I get any discounts or no claim bonus?

Yes you can. You get no-claim bonus of 70% on your total premiums if you've never made a claim throughout your 5-year protection period. Let's not forget loyalty bonuses as well! You'll also get 3 months' premium!

When will you enjoy your cash bonuses? The bonus of RM90 will be credited over 3 years on the 13th, 25th, and 37th month of your policy.

Can I claim when I’m not travelling?

Yes you can. You can claim for Daily Hospitalisation Income Benefit if admitted to a hospital in Malaysia for a minimum period of 6 continuous hours per admission as a result of the disability, a maximum of 730 days per disability.

Who can buy the Hong Leong Assurance Active Lifestyle Protector Deluxe?

Individuals between 16 and 65 years old are eligible to purchase the plan. However, you're disqualified if you're unemployed or temporarily unemployed.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product