Hong Leong Assurance Active Lifestyle Protector Premier

Travel smart with this 5-year coverage plan that can keep up with your active lifestyle. Enjoy no claim refunds of 100% on all your premiums on top of 3 months loyalty bonuses!

Hong Leong Assurance Active Lifestyle Protector Premier
Min Sum Assured
Death Benefit
up to RM20k
5-Year Protection Plan
only RM75 a month
Accidental Death Benefit
TPD Benefit

How to Claim

Who do I contact if I have a question or emergency?

Hong Leong Assurance Hotline


Cover Term
5 years protection
Premium Type
Flat rate. Stays the same throughout coverage term.
No Claim Bonus
100%of total premiums paid
Loyalty Bonus
Total of 3 months' premium.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Hong Leong Assurance help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • 5 years protection
  • 5 years protection
  • Yes , RM10k in Malaysia  
  • Yes , RM20k while overseas  
Accidental Death
  • 5 years protection
  • 5 years protection
  • Yes , RM50k in Malaysia  
  • Yes , RM100k while overseas  
Daily Hospitalisation Income Benefit
  • 5 years protection
  • 5 years protection
  • Yes , RM300 each day, limited to 730 days per disability in Malaysia  
  • Yes , RM600 each day, limited to 30 days per disability while overseas  
Emergency Medical Evacuation and Repatriation
  • 5 years protection
  • Yes , RM250k  per event
Loss of Travel Documents Benefit
  • 5 years protection
  • Yes , RM3k  limited to one claim only per year


Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 50 years of age
Coverage Expiry Age
At most 65 years of age

More Information

Why should I consider this insurance plan?

Everytime you buy a ticket for your getaway overseas, you may be thinking about all the fun you're going to have abroad, but have you thought about your health or safety? How about a missing passport or unexpected hospital visits?

Introducing the Hong Leong Assurance Active Lifestyle Protector Premier, a 5-year term life insurance plan that not only have you covered against natural or accidental death abroad, but also loss of travel documents, daily hospitalisation income, and 24-hour VIP assistance - all for an unbeatable price!

What makes this Hong Leong Assurance insurance policy stand out?

In the event of your death due to natural causes while in Malaysia, your family will be compensated for RM10,000, or double that amount if you were to pass away overseas.

That's not the end of it, your family can get 5x that amount which amounts to RM50,000 if your death was because of an accident, plus RM600 income replacement a day if you're admitted an overseas hospital to recover from an illness or injury.

Other special benefits include compensation for loss travel documents of RM3,000 limited to one claim a year including RM250,000 coverage for emergency medical transport to the nearest hospital or back to Malaysia.

Tell me more about the 24-hour VIP assistance?

We all know how stressful planning a long trip can be, so why not let Hong Leong Assurance lend you a hand for your pre-vacation planning? 

The 24-hour Emergency Assistance Services Programme is also there for you when in need of urgent medical attention or need to arrange your family members or friends to visit you when you're being hospitalised for more than a week while travelling alone.

Being hundreds of miles away doesn't mean home isn't within reach. Lost your luggage or passport? The Lost Passport Assistance and Lost Luggage Assistance will help you in every way they can -  still believe you're paying less than RM100 a month for all these perks and privileges?

So how much premium do I need to pay?

With all that protection you'd expect to pay a premium price, right? Get this - you only need to pay a low amount of RM75 each month for a payment period of 5 years!

Can I get any discounts or no claim bonus?

Yes, you will get no-claim bonus of 100% on your total premiums if you've made no claims throughout your policy period. You'll also get loyalty bonus of 3 months' premiums!

How does it work? The bonus of RM225 will be credited over 3 years on the 13th, 25th, and 37th month of your policy.

Can I claim when I’m in Malaysia?

Yes you can claim even when you're not travelling. You can claim for daily hospitalisation income benefit if admitted to a hospital in Malaysia for a minimum period of 6 continuous hours per admission for a maximum of 730 days per disability.

Am I eligible to apply for this insurance plan?

Individuals between 16 and 50 years old are qualified to apply this term life insurance. On the other hand, if you're a home maker, retiree or student, you're only eligible to purchase the cheaper Hong Leong Active Lifestyle Protector Deluxe. 

Those who are Unemployed and temporarily unemployed are not qualified to purchase any of the two plans unfortunately.

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