Hong Leong Assurance

Underwritten by Hong Leong Assurance Berhad

Hong Leong Assurance Active Lifestyle Protector Premier

Travel smart with this 5-year coverage plan that can keep up with your active lifestyle. Enjoy no claim refunds of 100% on all your premiums on top of 3 months loyalty bonuses!

    • RM10k Minimum Sum Assured
    • 5-Year Protection Plan
    • Only RM75 a month
    • 100% No-Claim Bonus
    • 3 months' Loyalty Bonus
    • Accidental Death Benefit Up To RM100k

Get covered now with Hong Leong Assurance Active Lifestyle Protector Premier

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How to Claim

Who do I call to make a claim or state an emergency?

Hong Leong Assurance Hotline
  •  60376501288
  • Features

    What makes this Hong Leong Assurance insurance policy stand out?

    Cover Type
    term-life insurance
    Cover Term
    5 years protection
    Premium Type
    flat rate. stays the same throughout policy term.
    No Claim Bonus
    100% of total premiums paid
    Loyalty Bonus
    total of 3 months' premium.
    Income Tax Relief
    up to a maximum of RM6,000 a year.

    Protection for Your Family

    How will Hong Leong Assurance help to secure my family’s financial future?

    Main Coverage
    Coverage Period
    Am I Protected?
    Natural Death
    A lump-sum payment to your family when you die of natural causes
    5 years protectionYes, RM10000 in Malaysia
    5 years protectionYes, RM20000 while overseas
     
    Accidental Death
    Death due to injury from an accident. Acts of war and illegal activities exempted.
    5 years protectionYes, RM50000 in Malaysia
    5 years protectionYes, RM100000 while overseas
     
    Daily Hospitalisation Income Benefit
    Focus on recovery instead of medical bills with daily cash to replace lost income.
    5 years protectionYes, RM300 each day, limited to 730 days per disability in Malaysia
    5 years protectionYes, RM600 each day, limited to 30 days per disability while overseas
     
    Emergency Medical Evacuation and Repatriation
    Getting to the nearest hospital is the least of your worries!
    5 years protectionYes, RM250000 per event
     
    Loss of Travel Documents Benefit
    Missing passport? Get paid lump sum cash compensation.
    5 years protectionYes, RM3000 limited to one claim only per year
     

    Age Requirements

    Am I eligible to apply for this Hong Leong Assurance insurance?

    Minimum Age
    at least 16 years of age
    Maximum Age
    at most 50 years of age
    Expiry Age
    at most 55 years of age

    Frequently Asked Questions about Hong Leong Assurance Active Lifestyle Protector Premier

    Things you might want to know

    Why should I consider this insurance plan?

    Everytime you buy a ticket for your getaway overseas, you may be thinking about all the fun you're going to have abroad, but have you thought about your health or safety? How about a missing passport or unexpected hospital visits?

    Introducing the Hong Leong Assurance Active Lifestyle Protector Premier, a 5-year term life insurance plan that not only have you covered against natural or accidental death abroad, but also loss of travel documents, daily hospitalisation income, and 24-hour VIP assistance - all for an unbeatable price!

    What makes this Hong Leong Assurance insurance policy stand out?

    In the event of your death due to natural causes while in Malaysia, your family will be compensated for RM10,000, or double that amount if you were to pass away overseas.

    That's not the end of it, your family can get 5x that amount which amounts to RM50,000 if your death was because of an accident, plus RM600 income replacement a day if you're admitted an overseas hospital to recover from an illness or injury.

    Other special benefits include compensation for loss travel documents of RM3,000 limited to one claim a year including RM250,000 coverage for emergency medical transport to the nearest hospital or back to Malaysia.

    Tell me more about the 24-hour VIP assistance?

    We all know how stressful planning a long trip can be, so why not let Hong Leong Assurance lend you a hand for your pre-trip planning? 

    The 24-hour Emergency Assistance Services Programme is also there for you when in need of urgent medical attention or need to arrange your family members or friends to visit you when you're being hospitalised for more than a week while travelling alone.

    Being hundreds of miles away doesn't mean home isn't within reach. Lost your luggage or passport? The Lost Passport Assistance and Lost Luggage Assistance will help you in every way they can -  still believe you're paying less than RM100 a month for all these perks and privileges?

    So how much premium do I need to pay?

    With all that protection you'd expect to pay a premium price, right? Get this - you only need to pay a low low amount of RM75 each month for a payment period of 5 years!

    Can I get any discounts or no claim bonus?

    Yes, you will get no-claim bonus of 100% on your total premiums if you've made no claims throughout your policy period. You'll also get loyalty bonus of 3 months' premiums!

    How does it work? The bonus of RM225 will be credited over 3 years on the 13th, 25th, and 37th month of your policy.

    Can I claim when I’m in Malaysia?

    Yes you can claim even when you're not travelling. You can claim for daily hospitalisation income benefit if admitted to a hospital in Malaysia for a minimum period of 6 continuous hours per admission for a maximum of 730 days per disability.

    Am I eligible to apply for this insurance plan?

    Individuals between 16 and 50 years old are qualified to apply this term life insurance. On the other hand, if you're a home maker, retiree or student, you're only eligible to purchase the cheaper Hong Leong Active Lifestyle Protector Deluxe. 

    Those who are Unemployed and temporarily unemployed are not qualified to purchase any of the two plans unfortunately.

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