Hong Leong Assurance Level Term

Enjoy great premium discounts the higher your sum assured amount. Claim high lump-sum payment for your loved ones in the event of your total and permanent disability.

Hong Leong Assurance Level Term
Min Sum Assured
RM30k
Death Benefit
up to 100% of sum assured
Death Coverage
until age 80
Accidental Death Benefit
up to 0% of sum assured
TPD Benefit
up to RM3.5m

How to Claim

Who do I contact if I have a question or emergency?

Hong Leong Assurance Hotline

Features

Cover Term
Protection up to age 80
Premium Type
Flat rate. Stays the same throughout coverage term.

Coverage

How will Hong Leong Assurance help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
Death
  • up to 80  years old
  • Yes, up to 100% sum insured  
Total and Permanent Disability
  • up to 6  years old
  • from 7 up to 14  years old
  • from 15 up to 65  years old
  • Yes, up to RM100k  
  • Yes, up to RM500k  
  • Yes, up to RM3.5m  

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Coverage Expiry Age
At most 80 years of age

More Information

What is Hong Leong Assurance Level Term? 

Hong Leong Assurance Level Term is a term life insurance policy by Hong Leong Assurance which gives you and your family financial stability in the event of your death or when you're seriously disabled and unable to find work.

Hong Leong Assurance will repay your family up to a maximum of RM3,500,000 when you're handicapped because of a permanent sickness or injury, but only if you've become disabled before you reach the age of 65 - it's so worth the hundreds of Ringgit you pay each year on your premiums.

Can I buy this Hong Leong Assurance term life insurance plan?

Hong Leong Assurance Level Term is open to anyone aged between 30 days and 65 years old. Once you buy the Hong Leong Assurance Level Term you can be covered until you reach the age of 80.

How much are the premium fees?

The main factors contributing to your premiums for this term life policy is your age and your chosen sum assured amount - that means you get the freedom to choose how much you'd like to pay for your insurance policy!

You'll also be given lots of flexibility in terms of when you want to pay for your insurance protection. You can choose to pay every year, every six months, three months, or on a monthly basis.

Can I cancel my Hong Leong Assurance Level Term policy anytime?

Yes, you may cancel and return the policy within 15 days after approval. Within this cooling off period, Hong Leong Assurance will refund any premiums that you've paid minus any prior medical fee claims.

Any other fees and charges I must know about? 

There are no extra fees or charges other than your premium payments.