Prudential BSN Takaful Lindungi

Care for your loved ones with this term takaful protection plan, get coverage for death & total and permanent disability at affordable contribution rates. Ensure your family's financial security and peace of mind with PruBSN Takaful Lindungi.

Prudential BSN Takaful Lindungi
Min Sum Assured
Death Benefit
up to 100% of sum assured
TPD Coverage
until age 70
Accidental Death Benefit
up to 100% of sum assured
TPD Benefit
up to 100% of sum assured

How to Claim

Who do I contact if I have a question or emergency?

Prudential BSN Takaful Hotline


Cover Term
Protection up to age 70
Premium Type
Progressive rate. Increases as you age.
Plan Renewal
Option to renew plan at the end of policy term
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Prudential BSN Takaful help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • from 19  years old
  • Yes , up to 100% sum insured  
Accidental Death
  • from 19  years old
  • Yes , up to 100% sum insured  
Total and Permanent Disability (TPD)
  • from 19 up to 70  years old
  • Yes , up to RM4m  


Minimum Entry Age
At least 19 years of age
Maximum Entry Age
At most 60 years of age
Coverage Expiry Age
At most 70 years of age

More Information

What is PruBSN Takaful Lindungi?

PruBSN Takaful Lindungi is a term life protection plan under the operation of Tabarru’ offered by Prudential BSN. It offers protection to you as an insured and peace of mind to your family and loved ones.

You will get coverage when you need it and can be sure that your family’s financial security is met in a difficult time.

How coverage do I get?

With this Takaful protection plan you will get coverage for both Death as well as Total and Permanent Disability. Both cases, will activate a pay out of your Sum Assured to your nominated family member.

Coverage for Total and Permanent Disability will only be active until the age of 70, however, the protection benefit for Death has no limit.

How does this plan include my family?

Pru BSN Lindungi is one of the few term protections plans that take into the details of your familial situation into consideration. The selection of this term plan is based on your own needs analysis, which refers to the capacity of the plan you need, using several factors.

Your need analysis will include any risks or obligations that you might have as well as the number of dependents you have and your financial goals. This way you have a clearer view of how high you want your protection level to be.

It will also help your family in their financial stability in the event of your death if the protection encompasses your expenses in its entirety.

How long will I be covered for?

The coverage period for this plan is entirely up to you, as the term can be adjusted to your needs at the time you apply for this policy.

For example, if you currently have a 15-year home loan to settle, then you can match the protection to 15 years so that you have coverage during the financing of your home. Similarly, if you have a dependent that is not yet old enough to have a protection plan of their own, you could also select a coverage term to meet the requirements of that time frame, till your dependent can have a policy of their own.

Who can apply for this plan?

Individuals as young as 19 years old are eligible to be enrolled in PruBSN Takaful Lindungi, while the maximum entry age being 60 years old. This plan is only available to Malaysians and Permanent Residents of Malaysia.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product