Prudential PRUterm

Full financial help in the event of your death or total and permanent disability. Add extra cover such as critical illness claims and weekly income when you're unable to work.

Prudential PRUterm
Min Sum Assured
Death Benefit
up to 100% of sum assured
Death and TPD Coverage
until age 60
Accidental Death Benefit
TPD Benefit
up to 100% of sum assured

How to Claim

Who do I contact if I have a question or emergency?

Prudential Hotline


Cover Term
Protection up to age 70
Premium Type
Flat rate. Stays the same throughout coverage term.
Plan Conversion
Option to convert plan to a permanent plan
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Prudential help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • up to 60  years old
  • Yes , up to 100% sum insured  
Total and Permanent Disability (TPD)
  • up to 60  years old
  • Yes , up to 100% sum insured  

Enjoy the full benefits of your insurance plan with great add-on coverage

Add-on CoverageAm I Protected?
Critical Illness Coverage
Accidental Death or Dismemberment
Weekly Indemnity


Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age
Coverage Expiry Age
At most 70 years of age

More Information